Personal Loan in Panchkula

A Bajaj Finserv Personal Loan in Panchkula is a reliable way to meet life’s urgent and important expenses. With fast online approval, flexible terms, and no need for collateral, it is designed to keep things simple and stress-free.

✅ Check your pre-approved loan offer in Panchkula with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Flexible repayment tenure

You can choose a repayment tenure of up to 96 month. Use the EMI calculator for personal loans to plan your repayment.  

High-value loan

Meet all your financing requirements with personal loans of up to Rs. 55 lakh. Check your personal loan eligibility before you apply.

Zero hidden charges

With complete transparency on our terms and conditions, there are no hidden charges on our personal loans.

Swift loan approval

Existing customers are already pre-approved for personal loans. New applicants can get approval in just 5 minutes*.

Online loan account management

Manage your loan account with our dedicated customer portal - My Account. Monitor your loan account from anywhere and at any time.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Panchkula with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.