Bajaj Finserv in your city

Also known as ‘Greater Chandigarh’ or ‘Chandigarh Capital Region’, Kharar is a city and municipal council in Sahibzada Ajit Singh Nagar district, Punjab. It is home to more than 74,000 people and has a growing residential sector near the Mohali employment hub.

To help residents of this city meet their monetary needs, Bajaj Finserv offers high-value personal loans in Kharar. Apply online or walk into a branch to get the funds you need.

Features and benefits of a personal loan in Kharar

  • Receive your loan in 24 hours*

    Receive your loan in 24 hours*

    Receive the loan amount in your account in 24 hours*. Check your personal loan eligibility to avail of your loan without any hassles.

  • Complete transparency

    Complete transparency

    Our terms and conditions are entirely transparent. There are no hidden fees or charges.

  • Flexible loan repayment period

    Flexible loan repayment period

    You can use our personal loan EMI calculator to choose the ideal repayment period of up to 96 months.

  • Loans up to Rs. 40 lakh*

    Loans up to Rs. 40 lakh*

    Bajaj Finserv offers high-value loans of up to Rs. 40 lakh depending on your eligibility.

  • Nominal documentation required

    Nominal documentation required

    With only nominal documentation required, our application process is hassle-free.

  • Lower your EMIs by 45%*

    Lower your EMIs by 45%*

    Using the Bajaj Finserv Flexi Loan facility, you can lower your loan instalments by up to 45%*.

  • Check your pre-approved offer online

    Check your pre-approved offer online

    You can get your loan faster by checking your pre-approved offers online.

  • Manage your loan account 24x7

    Manage your loan account 24x7

    You can use our online customer portal- Experia, to manage your loan account anytime, from anywhere.

  • Hassle-free and quick processing

    Hassle-free and quick processing

    If you meet the basic eligibility criteria, you can get loan approval in just 5 minutes*. Apply online for paperless approval.

Kharar is a town and municipal council in SAS Nagar (Sahibzada Ajit Singh) district in Punjab. The town has several reputable schools and shopping centres. Kharar is located near the Mohali employment hub, which is the home to several multinational companies (MNCs) and telecom service providers.

Bajaj Finserv Personal Loan is ideal for the residents of Kharar to address their urgent financial needs. It comes with fundamental eligibility criteria and requires few documents, resulting in a fast and seamless approval process. You can avail of the loan money within the same day of approval and repay the amount quickly as it has a flexible tenor of up to 96 months.

*Conditions apply

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Eligibility criteria for a personal loan in Kharar

Make a checklist of everything you need to secure a loan. Remember to include the documents required for a personal loan in it.

  • Nationality


    Indian, resident

  • Employment


    Salaried employee working at a public firm, private limited company, or an MNC

  • Credit score

    Credit score


  • Age


    Within 21 years to 80 years*

  • Monthly Income

    Monthly income

    Check the city list to know the minimum salary requirements

Bajaj Finserv offers instant approval and quick processing. Just meet our eligibility criteria to get started. Get a loan of up to Rs. 40 lakh approved if you fulfil all the eligibility parameters. Use the loan to address any urgent financial needs and quickly repay by choosing an appropriate repayment period.

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Interest rates and charges

Bajaj Finserv offers competitive interest rate charges and fees for a personal loan. Check these to know the total cost of the money you borrow.

Frequently asked questions

How to apply for a personal loan with Bajaj Finserv?

You can apply for the Bajaj Finserv Personal Loan online or by visiting one of our branches. To apply online, submit the online application form and choose your preferred loan terms. Next, provide the necessary documents to our representative, who will contact you.

Do additional charges apply for a personal loan?

You may have to pay nominal additional charges such as processing fees, bounce charges, pre-payment charges and others.

How can I check my eligibility for a personal loan with Bajaj Finserv?

Use our online personal loan eligibility calculator and enter the following details to check your eligibility:

  • City of residence
  • Monthly income
  • Monthly expenses
  • Date of birth
What is loan foreclosure?

This facility helps borrowers pay the entire due amount simultaneously and close their personal loan account before completing the tenor. However, you may need to pay a specific pre-closure charge to close your loan.

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