Personal Loan in Karad

Karad, known for its vibrant culture and growing economy, has seen an increasing demand for instant financial solutions. Bajaj Finance offers a range of personal loan options tailored to meet the diverse needs of residents in Karad. Whether you are salaried or self-employed, the flexible repayment tenures and minimal documentation make this loan an ideal choice.

✅ Check your pre-approved loan offer in Karad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

High-value personal loan

Address your financial needs with our high-value personal loan. Apply now and get a loan of up to Rs. 55 lakh based on your eligibility.

Money in 24 hours*

Bajaj Finance has one of the fastest personal loan application processes. We send the money to your bank account in only 24 hours* after loan approval.

Flexible loan repayment terms

Repay your loan with ease with flexible repayment terms of up to 96 months. Use the Personal Loan EMI Calculator to plan your finances.

Pay no hidden charges

Our terms and conditions are 100% transparent and easy to meet. We do not levy any hidden charges.

Loan approval in just 5 minutes*

Bajaj Finance provides super-fast loan approval that takes only 5 minutes*, provided you meet the eligibility criteria.

Manage your loan online

You can check your loan amount, make payments, and access loan statements with our customer portal - My Account.

Check your pre-approved offer

You can check if you have a pre-approved offer for a personal loan in Karad with just your phone number and OTP – no need to visit the branch.

Few basic documents required

You need to submit only a few documents required for a personal loan to complete the application.

No collateral needed

Bajaj Finance does not require you to provide any asset as collateral to access the funds.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.