Personal Loan in Kapurthala

Located in Punjab, Kapurthala is often called the “Paris of Punjab” due to its impressive French-inspired architecture. Known for landmarks like Jagatjit Palace, Elysee Palace, and Moorish Mosque, the city boasts a rich history and a unique blend of cultures. Alongside tourism, Kapurthala is also a centre for agriculture, food processing, and small-scale industries, making it a vibrant hub for residents and businesses alike.

Whether you’re planning a wedding, managing education expenses, funding medical treatments, or renovating your home, a Bajaj Finserv Personal Loan in Kapurthala offers fast, flexible, and collateral-free funding to meet your needs.

✅ Check your pre-approved loan offer in Kapurthala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Unsecured loan

Bajaj Finserv Personal Loan is unsecured; hence, get collateral-free loans easily.

Zero hidden rates

Zero hidden charges keep the loan transparent and the total cost affordable. Read the terms and conditions to know more.

Loans up to Rs. 55 lakh

Qualified borrowers can avail of up to Rs. 55 lakh as a personal loan in Kapurthala. Meet all the personal loan eligibility parameters.

Instant approval

Receive instant approval after submitting the online application form.

Money within 24 hours*

Once the application is approved, Bajaj Finance credits the funds to the borrower’s account within 24 hours*.

Minimum documentation

Go through a hassle-free documentation process. Make sure the papers are valid and updated.

Repay over a flexible tenure

Tenures up to 96 months ensure easy repayment. Evaluate using an online personal loan EMI calculator.

Access the account online

Access your loan account by logging in to our customer portal – My Account.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kapurthala with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.