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Get an Instant Loan in Kapurthala

Known as the city of palaces and gardens, Kapurthala in Punjab attracts tourists for its places of interest like Shalimar Bagh, Panch Mandir, Kanjli Wetlands, Sainik School, etc. India’s 1st climatic change theatre is also located in this city. Besides being a preferred tourism destination, Kapurthala depends on agriculture for its revenue predominantly.

Apply for a personal loan in Kapurthala to address your essential monetary commitments effectively. As a prominent loan provider in the city, Bajaj Finserv offers customised loan products with attractive features enlisted below.

 

Instant Personal Loan in Kapurthala: Features and Benefits

  • 1. Minimum documents required

    Go through a hassle-free documentation and loan processing by providing few papers only with private financiers like Bajaj Finserv.

  • 2. Flexi Loan facility

    The innovative Flexi Hybrid feature enables borrowers to pay interest only for the loan amount utilised and helps save on the EMIs significantly. Our customised Flexi Loan facility allows multiple withdrawals from a pre-sanctioned loan amount, along with prepayment benefits.

  • 3. Instant loan approval

    With immediate approval on loan applications, private lenders like Bajaj Finserv reduce waiting time significantly and provide prompt solutions for emergency financing. Make sure to fill up the online application form for hassle-free loan processing.

  • 4. Zero collateral needed

    Collateral increases the risk factor on your asset when availing an advance against it. A personal loan in Kapurthala eliminates this risk with zero collateral requirements for loan approval.

  • Online loan account

    5. Online account management

    Enjoy our online account management facility and stay updated 24x7 of your loan details through our dedicated customer portal Experia. You can check your outstanding loan amount, interest payments, EMIs paid and upcoming, due dates, and more with a simple login.

  • Money within 24 hours*

    6. Money within 24 hours*

    For your instant financing needs, we ensure fast loan disbursal within 24 hours* only. Borrowers must fulfil all essential eligibility requirements to receive personal finance promptly.

  • kapurthala Pre-approved offers

    7. Pre-approved offers

    Opt for the exclusive pre-approved offers which not only streamline the loan availing process but also make it quick. Existing Bajaj Finserv customers can check their customised pre-approved offer online.

  • Flexible tenure

    8. Flexible tenure

    Use our online personal loan EMI calculator to select a suitable repayment tenure of up to 60 months. The tenure flexibility helps repay affordably and reduces any chances of default.

  • transparency

    9. Zero hidden fees

    As one of the reputed loan agents, we bring a completely transparent policy with no hidden charges on loan products.

  • Pay up to 45% lower EMI

    10. Avail financing of up to Rs.25 Lakh

    Apply for credit up to Rs.25 lakh as per your personal loan eligibility for a quick approval. Borrowers can utilise the fund for urgent as well as non-urgent funding needs like medical emergency, travel, child’s higher education, and more without any restriction on end-use.

Eligibility Criteria for Instant Personal Loan in Kapurthala

Before applying, make sure to check out the eligibility parameters and documents required for a personal loan. It makes the approval procedure streamlined and faster.
 
Criteria for Eligibility Requirements
Age Between 23 and 55 years
Credit score More than 750
Employment Salaried individual (Employed with an MNC,a public/private sector company)
Nationality Residing Indian citizen

Interest Rates and Charges for Instant Loan in Kapurthala

Go through our complete list of associated fees and charges, like processing fees, bounce charges, secure fee, etc. before applying. With one of the most competitive personal loan interest rates, Bajaj Finserv also ensures loan affordability.

Contact Us

New users can get a more detailed account of Personal Loan in Kapurthala by calling us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

Contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in.if you are an existing customer