Personal Loan in Gaya

A Bajaj Finserv Personal Loan in Gaya offers fast access to funds, flexible repayment, and a fully online journey. Whether you’re handling planned milestones or unexpected costs, this loan is designed to meet your needs efficiently and transparently.

✅ Check your pre-approved loan offer in Gaya with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Account access online

The customer portal – My Account enables borrowers to monitor their loan and make payments with a few clicks.

Fund up to Rs. 55 lakh

Apply for a personal loan of up to Rs. 55 lakh. Fulfil your financial goals and necessities easily.

Unsecured loan

No need to pledge any asset. A Bajaj Finserv Personal Loan is sanctioned on meeting the simple eligibility criteria.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gaya with just your phone number and OTP – no need to visit the branch.Transparency

Transparency

Pay zero hidden charges while availing of a personal loan.

Tenure up to 96 months

Take advantage of the personal loan EMI calculator, and select a tenure going up to 96 months accordingly.

Minimal documents

Submit only basic documents required for a personal loan.

Money within 24 hours*

The approved loan amount is transferred directly to your account within 24 hours*.

Immediate approval online

With private financers like Bajaj Finance, your loan application is approved instantly.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.