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Personal Loan
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Instant Loan in Gaya

Gaya’s historical significance makes it a prominent tourist destination in Bihar. It is a major religious place for Hindus, Jains and Buddhists, and houses the Mahabodhi Temple, a World Heritage site. With agriculture as the primary revenue-generator, Gaya is the 2nd largest economic contributor of Bihar today. The city also shines with its numerous small-scale and household industries like power-loom weaving, local sweets, hand-weaving, equipment production and metalworking.

A personal loan in Gaya covers a majority of your big-ticket expenses adequately. Approach trusted private lenders like Bajaj Finserv for the best rates and features.

  • Features and Benefits of Personal Loan in Gaya:

  • Money Within 24 Hours*

    Bajaj Finserv disburses the entire loan amount to your preferred bank account in 24 hours* of loan approval. Meet any emergency funding need with the advance.

  • Quick Approval

    Apply via an online application form to avail loan approval within a few minutes. Make sure to meet all eligibility criteria for instant approval.

  • High Value Financing of Up to Rs.25 Lakh

    Evaluate your monetary needs thoroughly and apply for up to Rs.25 lakh as your private finance loan with Bajaj Finserv. Its no end-use restriction feature makes it suitable for both personal and professional use.

  • No Guarantor or Collateral Required

    Bajaj Finserv Personal Loan eliminates any risk to your personal asset by offering unsecured credit against minimum eligibility.

  • Minimal documentation

    Minimum Documentation

    No more going through lengthy paperwork for loan approval. Hand over only some basic documents required for a personal loan to a Bajaj Finserv representative visiting your house for document collection.

  • Pre-approved offers

    Pre-approved Offers

    Private financers like Bajaj Finserv bring customised pre-approved offers that make the application process quick and simple. Check your pre-approved offer now.

  • Tenor

    No Hidden Costs

    Pay only nominal processing fees and interest rates with personal loan finance. We bring a 100% transparent policy with no hidden rates.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Loan Facility

    This facility eases loan repayment by levying interests only on the fund utilised. Repay the outstanding principal with lump-sum funds whenever feasible before the tenor end. The Flexi Loan facility from your trusted loan agent saves significantly on EMIs.

  • Tenor

    Flexible Tenor

    Your trusted loan provider Bajaj Finserv helps ease the repayment burden with tenor flexibility of up to 60 months. Select a suitable tenor using our free personal loan EMI calculator.

  • Online Account Facility

    Stay updated about every loan-related detail through our online account management facility.

Eligibility Criteria for Instant Personal Loan in Gaya

Before submitting the application, ensure to meet all the personal loan eligibility parameters precisely.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Instant Loan in Gaya

Check out the personal loan interest rates along with additional charges levied here.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount )
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs. 1,200 (Tax included)

Contact Us

Users new to Bajaj Finserv can seek detailed information about personal loan in Gaya. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at

*Conditions apply