Personal Loan in Begusarai

Managing finances effectively requires access to reliable credit options, especially during emergencies or for planned expenses. If you are in Begusarai and looking for a hassle-free way to secure funds, a Bajaj Finserv Personal Loan can be the ideal solution. With loan amounts of up to Rs. 55 lakh, competitive interest rates, and a fully online application process, you can address your financial needs without stepping out of your home.

✅Check your pre-approved loan offer in Begusarai with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Transparent policy

Our terms and conditions are transparent and ensure no hidden charges on unsecured loans

Repay with flexibility

Tenures of up to 96 months make repayment flexible. Select using an online personal loan EMI calculator

High-value finance

Fulfil your small, as well as large financing, needs sufficiently. Bajaj Finserv offers loans up to Rs. 55 lakh

Flexi loan facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Begusarai with just your phone number and OTP – no need to visit the branch.

Money in the bank within 24 hours*

Post-approval, receive the fund in your account within 24 hours*. Enjoy one of the fastest loans with Bajaj Finance.

Fastest approval

It takes only 5 minutes to approve your personal loan application online.

Basic documents

You can complete the documentation the minimum documents required for a personal loan

Online customer portal

Avail of a range of facilities related to your loan through customer portal – My Account. It’s free and accessible 24x7

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.