Personal Loan in Anantapur

Personal Loan in Anantapur

Check your eligibility for personal loan in Anantapur with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

Video

Video

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Anantapur

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Anantapur, one of Andhra Pradesh’s major commercial hubs, is known for its agricultural trade, education centres, and growing business opportunities. Whether you’re planning to expand your business, renovate your home, manage a wedding, or cover unexpected expenses, a Bajaj Finserv Personal Loan can give you quick access to funds without the hassle of lengthy processes. With high loan amounts, instant approval, and flexible repayment options, you can get the financial support you need with complete ease.


     

    ✅ Check your pre-approved loan offer in Anantapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Features of personal loan in Anantapur

  • Easy online access

    Ensure 24/7 online access to loan account with our customer portal - My Account. Resolve any query through this platform.

  • No hidden charges

    Bajaj Finserv Personal Loan is affordable with zero hidden charges and transparent loan policies.

  • Loan up to Rs. 55 lakh

    We offer a personal loan of up to Rs. 55 lakh with proper eligibility and less paperwork.

  • Quick approval

    Fill up and submit the application form online and qualify for an instant personal loan from us.

  • Simple documentation

    Less paperwork makes the loan processing faster. Submit only the documents required for the loan application.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Anantapur with just your phone number and OTP – no need to visit the branch.

  • Collateral-free loan

    Keep no security or asset to obtain a personal loan from Bajaj Finance. Only meet the eligibility criteria.

  • Convenient tenure

    Estimate monthly instalments with an online personal loan EMI calculator and repay over the tenure of up to 96 months.

  • Money in the account within 24 hours*

    We credit the approved loan amount within 24 hours* of loan approval. Check personal loan eligibility criteria before applying.

Anantapur is a major business centre in Andhra Pradesh. Industries like manufacturing, construction, electricity, etc., contribute significantly to the state's economic growth. Agriculture is also a vital sector of this city.


Apply for a personal loan from Bajaj Finance in Anantapur and afford any expenses with ease. The fund can be used for various purposes like weddings, higher education, travel and more.


Our Personal Loan branches in Anantapur

Personal Loan In Sai Nagar


*Conditions apply

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Eligibility criteria and documents for personal loan in Anantapur

You can easily get the funds you need in Anantapur with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Anantapur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000