Personal Loan in Adoor

Personal Loan in Adoor

Check your eligibility for personal loan in Adoor with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Adoor

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Adoor is ideal for handling a variety of expenses, be it personal or professional. With flexible repayment, zero collateral, and fast approval, it’s a reliable financial tool for residents in Adoor.
     

    ✅ Check your pre-approved loan offer in Adoor with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Adoor, located in the Pathanamthitta district of Kerala, is known for its cultural heritage, proximity to religious centres, and growing residential and commercial development. With rising financial aspirations among individuals and families, quick access to unsecured personal loans in Adoor offers a trusted way to manage both planned and unexpected expenses.


*Terms and conditions apply.

Show More
Show Less

Features of personal loan in Adoor

  • High-value personal loan

    Get loan amount ranging from Rs. 40000 - Rs. 55 lakh without collateral and use it for any legal purpose

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Adoor with just your phone number and OTP – no need to visit the branch.

  • Minimal documentation

    Submit only a few documents to satisfy eligibility parameters. Less paperwork reduces the processing time

  • Money in account in a day

    The loan amount is transferred to the account within 24 hours* of approval

  • Flexible tenure

    Use the Bajaj Finserv Personal Loan EMI calculator to select a tenure ranging up to 96 months

  • Complete transparency

    Submit the online application form and opt for a transparent personal loan from us without hidden charges

  • Online services

    We offer an online customer portal, My Account, that helps to access the loan account with ease

Adoor, also known as Adur, is a rapidly growing city in Kerala. Besides tourism, agriculture contributes to the economic growth of this city.


To address the financial requirements of residents in Adoor, Bajaj Finance extends personal loans which you can use for different purposes. You can walk into any of our branches in Adoor to apply for the loan. Alternatively, avail of our online services to get funds without any hassle.


Fulfil only a few simple eligibility parameters to get affordable interest rates.
 

*Conditions apply
 

Show More
Show Less

Eligibility criteria and documents for personal loan in Adoor

You can easily get the funds you need in Adoor with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Show More
Show Less

How to apply for personal loan in Adoor

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Show More
Show Less

Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Not your nearest branch?

Banner_NEW_Storelocator_XAOP_App_19012026.png

Related articles

Article 1

Dec 22, 2025

Read More

 Article 2

Get a Personal Loan without a salary slip

Nov 28, 2025

Read More

 Article 3

Top ten cheapest countries to travel from India

Nov 18, 2025

Read More

Related Links

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000