How you can benefit from Flexi Personal Loan

A Flexi personal loan lets you use money as and when you need it. You get approved for a loan limit and can borrow from this limit many times without applying again each time. You pay interest only on the amount you withdraw, not on the entire limit.

✅ Check your pre-approved loan offer with phone number and OTP → Compare the different loan variants → Apply online in 5 minutes

Borrow money on the go

Flexi personal loans help you take care of any unexpected or unplanned expenses. You can withdraw from your loan limit whenever you need money. Plus, you only pay interest on the amount you actually take out, not on money you don't use.

Why this helps: No waste of money on unused funds - you're only charged for what you actually need.

Lower EMI payments

Since you don't have to take the entire approved amount at once, you save on interest costs. This means lower monthly EMI payments, which makes managing your monthly budget much easier.

Pro-tip: Start with smaller amounts and borrow more only when needed to keep EMIs low.

Easy repayment with part-prepayments

A Flexi personal loan lets you withdraw what you need and also pay back lump sums whenever you have extra money. Best part? There are no extra charges for part pre-payments.

Smart move: Pay back extra amounts when you get a bonus or festival money to reduce your total interest.

Instant and easy financing

Get instant loan approval and money in your bank within 24 hours* without long paperwork. You can make multiple withdrawals without applying for a new loan each time.

Interest-only EMIs option

With the Flexi Hybrid Term Loans, you can choose to pay only the interest as your monthly EMI for an initian tenure of up to 2 years. The main loan amount (principal) can be paid after the initial tenure of up to 2 years.

Why this matters: This option keeps your monthly payments very low, giving you more cash flow for daily expenses.

Get pre-approved offers

You can check if you have a pre-approved offer for a personal loan with just your phone number and OTP – no need to visit the branch.

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.