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How to choose a cashback credit card?

  • Highlights

  • A cashback credit card offers 5% to 20% cashback

  • Cashback credit cards help you save on every transaction

  • Choose SuperCard to benefit from cashback and rewards

  • Save over Rs.50,000 in a year with a SuperCard!

There are various types of credit cards like travel, fuel, business, and more that you can choose from. Though all of these offer generic benefits like reward points, discounts, and cashback, the most important perks are defined by the name and earned for specific spends. When you are looking to maximise your savings with every transaction, availing money-back or cashback credit cards is better. Typically, a cashback credit card offers a certain percentage, typically 5% to 20% of your spends, back to you.

However, this cashback may come with a catch. You can only avail of such cashback on approved transactions as mentioned by the issuer. Additionally, some cashback reward credit cards have a minimum spend threshold to be eligible. Watch out for these restrictions and also for the common fallacy that in order to get more cashback, you end up spending more. This can result in a hefty bill that you can’t pay off completely, which attracts high interest charges that negate all the rewards you earn.

In your search to find the best cashback credit cards, look for the one that offers money-saving features to make your purchases and payments more affordable. For instance, the Bajaj Finserv RBL Bank SuperCard is one of the best rewards credit card that combines the power of four cards in one and thus offers unparalleled benefits, including cashback! Take a look at what they are.

Additional Read: 4 ways a credit card can help you save on fuel costs

Experience the benefits of 4 cards in 1 with your pre-approved SuperCard - Apply Now

 

Enjoy amazing discounts on travel and stays

With the SuperCard, you can get discounts on flight, bus, train and car bookings as well as on hotels and accommodation via travel partners. You can also get free airport lounge access, which is a must-have for frequent travellers, and earn more rewards on international spends. This way, you can make travelling more pocket-friendly and comfortable.

Take a look at some of the offers you can enjoy:
- Bag a flat discount of Rs.1,200 on domestic flight tickets and up to Rs.8,000 on international flight tickets when you make bookings via MakeMyTrip.
- Enjoy 15% off on domestic tickets and a discount of up to Rs.10,000 on both one way and round-trip flight bookings with GoIbibo.
- Save up to Rs.5,000 on domestic flights and up to Rs.20,000 on international flights when you book tickets with Akbar Travels

Earn handsome welcome reward points and cashback

Get up to 20,000 reward points as a welcome gift on signing up for a SuperCard. You can redeem these for air tickets, electronics, personal accessories and more! You can also earn additional reward points each time you transact using your SuperCard or reach a milestone. For instance, you earn double the points when you spend on dining! Further, you can enjoy cashback of up to 5% when you shop at Reliance Digital and Voltas or when you make a down payment for any electronics or other goods and services on the Bajaj Finserv EMI Network.

Additional Read: Tips to Get the Most out of Your Credit Card

Shopping online made easy with the SuperCard

Save whilst you shop!

Shopping becomes a pleasure with the SuperCard as you not only get special discounts on a multitude of partner brands, but can also convert all spends above Rs.3000 into EMIs. Now, your budget can stay on track even when you’re buying gifts for your whole family!

Take a look at some of the offers you can enjoy:
- Grofers: Enjoy an instant flat discount of Rs.250 on a range of purchases like groceries, personal care products, baby and kids’ products, and more.
- BigBasket: Get an instant discount of 10% on purchasing groceries, fruits, bakery items, and more on Bigbasket Mobile app.
- Kalyan Jewellers: Enjoy a flat discount of Rs.2000 on gold jewellery

Avail interest-free emergency cash

You can address your urgent needs like a pro by accessing instant cash and credit via your SuperCard. Convert your credit limit into a personal loan easily and pay zero interest for up to 90 days. Repay this loan amount via 3 easy EMIs as per your convenience! What’s more, you can also make emergency cash withdrawals using your SuperCard at ATMs across the country and pay zero interest for up to 50 days.

All in all, with a SuperCard, you can make whopping annual savings of up to Rs.55,000. So, put off postponing and check your pre-approved credit card offer to benefit from a hassle-free, one-step online approval today!

Additional Read: kisan Credit Card

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