In today's digital age, efficiently managing and accessing vital documents is crucial. DigiLocker provides a secure and user-friendly platform for individuals to digitally store and retrieve their documents. This guide will walk you through the steps of uploading documents onto DigiLocker and underscore its importance, particularly in relation to personal loan.
What is DigiLocker?
DigiLocker is a digital platform initiated by the Government of India to streamline the storage and accessibility of important documents for citizens. It provides a secure and convenient way to store, share, and access various documents digitally, eliminating the need for physical copies. Users can create an account on the DigiLocker website or mobile app using their Aadhaar number or mobile number.
Once registered, individuals can upload documents such as Aadhaar card, PAN card, driving license, vehicle registration certificate, educational certificates, and more to their DigiLocker account. These documents are stored in encrypted format, ensuring their safety and security.
One of the key features of DigiLocker is its interoperability with various government agencies and departments, allowing users to access their documents anytime, anywhere, and share them electronically when required. Moreover, documents stored in DigiLocker are considered authentic by government authorities, making them suitable for verification purposes.
Overall, DigiLocker simplifies document management, reduces paperwork, and promotes a paperless ecosystem. It empowers citizens with greater control over their documents and enhances efficiency in accessing government services and availing benefits.
How to upload documents in DigiLocker app or website?
- Sign up: Create an account on the DigiLocker website or mobile app using your Aadhaar number or mobile number.
- Verify account: Verify your account using the OTP sent to your registered mobile number.
- Navigate to upload documents: Once logged in, go to the 'Uploaded Documents' section on the dashboard.
- Select Document Type: Click on the 'Upload Documents' button and choose the type of document you want to upload from the available options.
- Upload document: Scan or take a clear photo of the document and upload it to DigiLocker. Ensure that all details are visible and legible.
- Save document: After uploading, save the document in your DigiLocker account for future reference.
List of documents you can save in DigiLocker
DigiLocker supports a variety of documents, including Aadhaar card, PAN card, driving license, vehicle registration certificate, educational certificates, and more. Users can upload and store these documents securely in their DigiLocker account.
Additional read - How to use DigiLocker
How is DigiLocker useful while applying for a loan?
When applying for a personal loan, lenders require certain KYC documents for identity verification and eligibility assessment. DigiLocker simplifies this process by providing a digital repository for storing these documents. By uploading KYC documents such as Aadhaar card to DigiLocker, individuals can streamline the loan application process and provide the necessary documents promptly. This increases the chances of approval and ensures a smoother loan disbursal process. Discover the eligibility criteria and documents required to apply for a personal loan from Bajaj Finance.
Conclusion
Uploading documents in DigiLocker is a straightforward process that offers numerous benefits, including convenience, security, and accessibility. By digitising important documents and storing them in DigiLocker, individuals can simplify various processes, including personal loan applications. Leveraging the power of DigiLocker can save time and effort while ensuring compliance with KYC requirements.
