How to upload documents in DigiLocker app

How to upload documents in DigiLocker app

Here are the 6 easy steps to upload documents in the DigiLocker app and website.

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DigiLocker is a secure, government-backed digital platform that allows you to store and access important documents online, anytime you need them. Instead of carrying physical copies, you can keep your essential records safely organised in one place.


Using DigiLocker to upload documents is simple. You can either upload files directly from your device or link already issued digital documents through registered authorities. Once uploaded, these documents remain verified, protected, and easily accessible whenever required.


This digital setup helps you stay prepared for situations where quick document access is essential. Whether it is for online verification, form submissions, or eligibility checks, having your documents ready in DigiLocker saves time and avoids last-minute delays.


DigiLocker helps simplify eligibility checks by keeping your important documents digitally stored and verified. Uploading and linking records in DigiLocker allows platforms to access documents instantly, reducing manual verification delays. You can check your eligibility online with fewer uploads and a smoother, fully digital process.


This guide explains how to upload documents in DigiLocker step by step and why keeping them digitally organised makes everyday processes smoother and stress-free.

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What is DigiLocker?

DigiLocker is a digital platform initiated by the Government of India to streamline the storage and accessibility of important documents for citizens. It provides a secure and convenient way to store, share, and access various documents digitally, eliminating the need for physical copies. Users can create an account on the DigiLocker website or mobile app using their Aadhaar number or mobile number.

Once registered, individuals can upload documents such as Aadhaar card, PAN card, driving license, vehicle registration certificate, educational certificates, and more to their DigiLocker account. These documents are stored in encrypted format, ensuring their safety and security.


One of the key features of DigiLocker is its interoperability with various government agencies and departments, allowing users to access their documents anytime, anywhere, and share them electronically when required. Moreover, documents stored in DigiLocker are considered authentic by government authorities, making them suitable for verification purposes.

Overall, DigiLocker simplifies document management, reduces paperwork, and promotes a paperless ecosystem. It empowers citizens with greater control over their documents and enhances efficiency in accessing government services and availing benefits.

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How to upload issued documents to DigiLocker

Uploading documents to DigiLocker is a simple process. Follow these steps:


  1. Log in to DigiLocker: Use your Aadhaar number or registered mobile number to sign in to the DigiLocker app or website.
  2. Select 'upload' option: On the dashboard, choose the 'Upload' section to start the process.
  3. Choose the document to upload: Browse your device to select the document (e.g., Aadhaar, PAN, or any other issued document).
  4. Verify the document: Make sure the document is clear and legible before uploading.
  5. Submit and save: After uploading, the document will be securely stored in your DigiLocker for easy access.

This feature ensures that your important documents are safe and accessible anytime.

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How to upload documents in DigiLocker app or website

Uploading documents to DigiLocker is a quick and secure process. Follow these steps to ensure your documents are uploaded correctly:


  1. Sign up: Create an account on the DigiLocker website or mobile app using your Aadhaar number or mobile number.
  2. Verify account: Verify your account using the OTP sent to your registered mobile number.
  3. Navigate to upload documents: Once logged in, go to the 'Uploaded Documents' section on the dashboard.
  4. Select Document Type: Click on the 'Upload Documents' button and choose the type of document you want to upload from the available options.
  5. Upload document: Scan or take a clear photo of the document and upload it to DigiLocker. Ensure that all details are visible and legible.
  6. Save document: After uploading, save the document in your DigiLocker account for future reference.
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Lists of documents you can save in Digilocker

DigiLocker allows you to store and access a wide range of government-issued and personal documents securely. Common documents you can save include:


  • Aadhaar card
  • PAN card
  • Driving licence
  • Voter ID
  • Passport
  • Vehicle registration certificate (RC)
  • Insurance policy documents
  • Mark sheets and educational certificates
  • Income proof and salary slips
  • Bank statements and utility bills

Keeping these documents in DigiLocker ensures they are verified, organised, and readily available whenever needed for online verification or eligibility checks.


Additional read - How to use DigiLocker

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Things to know before storing the documents in Digilocker

Before uploading documents to DigiLocker, keep these points in mind:


  1. Supported formats: Ensure the document is in supported formats such as PDF, JPG, PNG, or TIFF for successful uploads.
  2. File size limitations: Documents should not exceed the maximum size limit of 10 MB per file.
  3. Document authenticity: Only upload valid, issued documents like Aadhaar, PAN, or educational certificates to maintain authenticity.
  4. Security: DigiLocker uses strong encryption to protect your documents, ensuring they are securely stored.
  5. Access control: You can share or download documents from DigiLocker at any time, but ensure your account credentials are protected.

These guidelines will help you safely store and manage your important documents on DigiLocker.

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How is Digilocker useful while applying for a loan?

When applying for a personal loan, lenders require certain KYC documents for identity verification and eligibility assessment. DigiLocker simplifies this process by providing a digital repository for storing these documents. By uploading KYC documents such as Aadhaar card to DigiLocker, individuals can streamline the loan application process and provide the necessary documents promptly. This increases the chances of approval and ensures a smoother loan disbursal process. Discover the personal loan eligibility criteria required to apply for a personal loan from Bajaj Finance.

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Conclusion

Understanding how to upload documents on DigiLocker can make managing essential records easier than ever. The platform allows users to store, access, and share their DigiLocker documents securely from anywhere, eliminating the need to carry physical copies. By digitising important files such as identity proofs, address proofs, and academic certificates, you can simplify processes like travel, admissions, and especially personal loan applications.


Using DigiLocker not only ensures convenience but also strengthens security, as all DigiLocker documents are verified and linked to your Aadhaar. This saves valuable time, reduces paperwork, and ensures compliance with KYC requirements. Embracing DigiLocker helps individuals stay organised while enjoying a hassle-free, digitally empowered lifestyle.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000