How to create Digilocker account

Digilocker is a government-backed digital platform that lets you store, and share verified electronic documents, such as your Aadhaar card, PAN, and more. Once you complete your Digilocker registration, you can securely access and share these documents with financial institutions, speeding up the KYC and verification process. Understanding the Digilocker meaning is essential if you're planning to simplify your loan application process.

To ensure added safety, Digilocker uses a Digilocker security pin, which helps keep your personal data protected. Since it’s recognised and trusted by most lenders, sharing documents through Digilocker makes your loan journey smoother and more efficient. You can easily apply for a personal loan from Bajaj Finance and complete your KYC using DigiLocker.

✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

DigiLocker is a digital platform provided by the Indian Ministry of Electronics and Information Technology (MeitY) under the Digital India initiative. The objective is to provide every citizen with a secure digital repository where they can access their essential documents anytime and anywhere. These documents encompass educational certificates, identity proofs, health records, and more.

Documents stored in DigiLocker are considered equivalent to their original physical counterparts, thereby reducing reliance on physical copies and enabling the seamless sharing of electronic documents. Documents issued through DigiLocker hold legal validity under the Indian Information Technology Act of 2000.

Upon registration on the platform, users can upload all necessary documents in DigiLocker and ensure their safety through personalised cloud storage linked to their Aadhaar card. This initiative aligns with the Indian government's vision of the Digital India project, promoting efficient digital document management and enhancing accessibility to essential services for all citizens.

Follow these steps to create a DigiLocker account:

1. Visit the official website: Go to the Digilocker website or download the DigiLocker app.
2. Sign up: Click on the 'Sign Up' button and enter your mobile number.
3. OTP verification: You will receive an OTP on your mobile phone; enter this for verification.
4. Set username and password: Choose a username and password for your account.
5. Link Aadhaar: For full access to services, link your Aadhaar number by entering it and verifying it with an OTP sent to the mobile number registered with your Aadhaar.
6. Completion: Once linked, you can access your issued documents and upload additional documents.

If you do not have an Aadhaar card and wish to use DigiLocker, select the option “Don’t have Aadhaar? Continue Here” during the Digilocker signup process. This option allows you to create a DigiLocker account even without your Aadhaar card.

Additional read - How to use Digilocker account

DigiLocker is a secure cloud-based platform provided by the Government of India, allowing users to store and access their official documents digitally. Here's how it works:

1. Account creation – Users sign up on the DigiLocker website or mobile app using their mobile number and Aadhaar number for verification.
2. Document upload – Users can upload scanned copies of documents, such as certificates, licences, and ID proofs, for easy access.
3. Accessing issued documents – DigiLocker fetches official digital documents directly from issuing authorities like CBSE, UIDAI, RTOs, and universities. These are legally valid.
4. Sharing documents – Users can share documents digitally using secure links or QR codes, eliminating the need for physical copies.
5. E-signing feature – DigiLocker allows e-signing of documents, providing a paperless authentication process.
6. Integration with government services – The platform integrates with various government departments, enabling quick verification for services like driving licence renewals, passport applications, and more.

Uploading documents to your Digilocker account is a breeze:
 

1. Login to your account: Use your username and password to access your Digilocker account.
2. Upload document: Navigate to the 'Uploaded Documents' section and click on 'Upload'.
3. Select files: Choose the document files from your computer or mobile device. Ensure they are in a supported format (PDF, JPG, PNG, etc.).
4. Name and save: Assign a document type and name, then save the document to your account.

In summary, Digilocker stands out as an essential digital tool for anyone applying for personal loans. By enabling easy access to KYC documents and facilitating a streamlined loan application process, it not only saves time but also enhances the security of personal information. As we move towards more digital governance, utilising platforms like Digilocker for document management is not just convenient but necessary for an efficient and eco-friendly lifestyle.