How To Download DigiLocker App

Learn how to effortlessly download the DigiLocker app and discover the convenience of managing your documents digitally. Simplify your life with secure access to important files on the go.
Personal Loan
3 min
18-April-2024

In today's digital age, securing and accessing important documents like KYC records has never been easier, thanks to applications like DigiLocker. This government-sanctioned platform allows users to store and retrieve digital versions of various official documents, including KYC documents such as the Aadhaar card. These documents play a crucial role in streamlining financial processes, particularly when applying for personal loans, where quick verification of identity and address is essential for eligibility and approval. This article will guide you through the simple steps to download and set up the DigiLocker app on your mobile device, enabling you to manage your essential documents efficiently and securely from anywhere at any time.

What is DigiLocker?

DigiLocker is a secure digital platform developed by the Government of India to facilitate paperless governance by providing a centralised repository for storing, accessing, and sharing digital documents and certificates. It offers Indian citizens a convenient and secure way to store important documents such as Aadhaar cards, PAN cards, driving licences, vehicle registration certificates (RCs), educational certificates, and more in electronic form. DigiLocker aims to eliminate the need for carrying physical documents by enabling users to access their digital documents anytime, anywhere, using a web browser or the official DigiLocker mobile app.

How do I download the DigiLocker app?

Downloading the DigiLocker app is a straightforward process that can be completed quickly on any smartphone:

For Android users:

  1. Open the Google Play Store on your device.
  2. Search for "DigiLocker."
  3. Select the official app developed by MeitY, Government of India.
  4. Tap on "Install" to begin downloading and installing the app.

For iOS users:

  1. Open the App Store on your iPhone or iPad.
  2. Type "DigiLocker" in the search bar.
  3. Choose the official DigiLocker app by MeitY, Government of India.
  4. Press "Get" to download and install the app on your device.

Once installed, launch the app and follow the prompts to create your account using your mobile number. You will need to verify your account with an OTP (one-time password) sent to your phone.

Documents you can store in DigiLocker

DigiLocker serves as a secure repository for a wide range of important documents. These include:

  • Aadhaar Card
  • PAN Card
  • Voter ID Card
  • Driving License
  • Vehicle Registration Certificate (RC)
  • Educational certificates from schools and colleges
  • Income Tax Returns (ITR)
  • Insurance Policies
  • Property documents
  • Utility bills

Keeping these documents in DigiLocker not only ensures their safety but also makes them readily accessible for tasks like applying for personal loans, where they are frequently required.

The importance of KYC documents in personal loan applications:

KYC documents, particularly the Aadhaar card, are critical during the personal loan application process. They are primarily used for:

  1. Identity verification: The Aadhaar card confirms your identity by matching your name, date of birth, and photo.
  2. Address verification: It also helps in validating your residential address as listed on the card.
  3. Digital authentication: Using Aadhaar expedites the verification process, making the loan approval process faster and more efficient.

By using DigiLocker to store your Aadhaar and other essential KYC documents that are required to be eligible for personal loans, you facilitate a quicker, more secure loan application process. This digital storage not only speeds up document retrieval but also protects them from physical damage or loss.

Conclusion

In conclusion, the DigiLocker app is a valuable digital tool that empowers individuals to manage their important documents efficiently. Whether it's storing KYC documents like the Aadhaar card or educational certificates, DigiLocker provides a secure and accessible platform. By downloading and using DigiLocker, you can simplify document management and streamline processes like personal loan applications, where KYC documents are crucial. Embrace the convenience of DigiLocker to ensure that your documents are always at your fingertips when needed.

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Frequently asked questions

How do I download DigiLocker app?
Download the DigiLocker app effortlessly and securely to manage your documents on the go. Get started now and experience the convenience of digital document storage.
What is DigiLocker for students?
DigiLocker for students provides a secure digital platform to store, access, and share academic documents and certificates, simplifying administrative tasks and facilitating seamless document management.
What is the work of DigiLocker app?
DigiLocker app simplifies document management by providing a secure platform for storing, accessing, and sharing digital copies of important documents such as certificates, licenses, and IDs.
How to login into the DigiLocker account?

Log in to DigiLocker: Visit the DigiLocker website, and enter your Aadhaar number, and OTP. Create a username and password to complete the login process.

How to add a passport in DigiLocker?

Add passport to DigiLocker: Click on 'Upload Document', choose 'Passport' from the list, and upload the scanned copy of your passport.

How to download documents from DigiLocker?

Download documents from DigiLocker: Login, select the document you need, click on 'Download', and choose the location to save the file.

How to add a PAN card in DigiLocker?

Add PAN card to DigiLocker: Click on 'Upload Document', select 'PAN Card' from the list, and upload the scanned copy of your PAN card.

How to delete a DigiLocker account?

Delete DigiLocker account: Login, go to 'Profile', select 'Delete Account', confirm the deletion, and follow the instructions to complete the process.

How to do KYC in DigiLocker?

Do KYC in DigiLocker: Login, go to 'Profile', click on 'Verify', and follow the instructions to complete the KYC process using Aadhaar OTP or biometric authentication.

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