DigiLocker is a secure digital platform launched by the Government of India, designed to store, access, and share digital copies of crucial documents, including key KYC (Know Your Customer) documents like Aadhaar. This platform is particularly beneficial when applying for personal loan, as KYC documents are essential for meeting the eligibility criteria set by lenders. Utilising DigiLocker can streamline the loan application process by providing easy and immediate access to your Aadhaar card and other important documents, thereby facilitating quicker verification and processing. Let’s dive into how to log in to DigiLocker and make the most of its features to enhance the efficiency of applying for personal loans.
Benefits of DigiLocker
DigiLocker is a revolutionary initiative by the Government of India, simplifying access to important documents. Here are its key benefits:
- Convenient access: Store and retrieve digital documents anytime, anywhere.
- Paperless efficiency: Eliminates the need for physical copies, reducing paperwork.
- Secure storage: Offers a highly secure platform, ensuring the safety of personal information.
- Government integration: Easily access government-issued documents like Aadhaar, PAN, and driving licenses.
- Instant sharing: Share verified documents electronically with institutions, reducing delays.
- Eco-friendly: Promotes environmental sustainability by minimizing paper usage.
DigiLocker bridges the gap between digital convenience and document authenticity, empowering users with seamless and secure access to essential records.
Key features of DigiLocker
The DigiLocker app is a user-friendly platform that simplifies document management. Here are its standout features:
- Digital document storage: Securely store documents like Aadhaar, PAN, and educational certificates online.
- Easy integration: Directly link with government departments and institutions for seamless document retrieval.
- Secure access: Two-factor authentication ensures your documents are safe and accessible only to you.
- e-Sign capability: Digitally sign documents to enhance authenticity and eliminate the need for physical signatures.
- Offline access: Download documents for offline use when needed.
- Quick sharing: Share documents electronically with banks, universities, or other entities in real time.
Discover how the DigiLocker app simplifies your document management journey.
How to sign up for DigiLocker?
Signing up for DigiLocker is a simple process. Follow these steps to create your account:
- Visit the Website or Download the App: Go to the DigiLocker website or download the DigiLocker app.
- Click on "Sign Up": On the homepage or app interface, select the "Sign Up" option.
- Enter Your Mobile Number: Provide your mobile number and verify it with the OTP sent to your device.
- Set a Username and Password: Create a unique username and strong password for secure access.
- Link Aadhaar: Optionally, link your Aadhaar for seamless integration with government services.
Once registered, you can store and manage your documents digitally with ease.
How do I log in to DigiLocker?
To DigiLocker sign in, follow these straightforward steps:
- Navigate to the official website at digitallocker.gov.in.
- Select ‘Sign In’ at the top of the homepage.
- Choose your preferred method to log in:
- Using your Aadhaar number and the OTP sent to your linked mobile.
- Using the username and password you established during account setup.
DigiLocker login is quick and easy, offering multiple methods to access your account based on what's most convenient for you.
Additional read - How to create DigiLocker account
Sign in to DigiLocker using a mobile number
For DigiLocker sign in using your mobile number, follow these steps:
- Go to the official DigiLocker website or download the DigiLocker app available for Android or iOS devices.
- Input your registered mobile number.
- Confirm your mobile number by entering the OTP (one-time password) that you receive via SMS.
- After successful validation, you will be logged into your DigiLocker account.
Additional read - How to upload documents in DigiLocker
Sign-in to DigiLocker using Aadhaar or username
To login to DigiLocker account using either Aadhaar or a username, follow these steps:
- Navigate to the official DigiLocker website at digitallocker.gov.in.
- Select 'Sign In' at the top of the homepage.
- You can login to digilocker using one of the following methods:
a. Aadhaar Number and OTP: Input your 12-digit Aadhaar number. An OTP will be sent to the mobile number associated with your Aadhaar. Enter this OTP on the website and click 'Verify OTP' to proceed.
b. Username and Password: Enter the username and password you set up when you registered your account.
c. Facebook ID Validation: If your DigiLocker is linked to your Facebook account, you can also log in using your Facebook credentials.
Documents you can save in DigiLocker
Here are some of the documents you can securely store in DigiLocker:
- Aadhaar Card
- PAN (Permanent Account Number) Card
- Driving Licence
- Educational Certificates
- Vehicle Registration Certificates
- Birth Certificates
- Passports
In addition to storing official documents and personal certificates, DigiLocker categorises the documents you can keep within its platform into two main types:
- Issued documents: These are digital documents issued directly by government agencies in a fixed format, which cannot be modified by the user. They are official and verifiable copies of your documents.
- Uploaded documents: These are documents that you can upload yourself to your DigiLocker account. This category includes scanned copies of paper documents, personal certificates, or any other documents you want to store securely in an electronic format.
Know more about the personal loan documents required before applying for a loan with Bajaj Finance Limited and save the documents in the DigiLocker for easy access.
Conclusion
In conclusion, using DigiLocker offers a convenient and secure method for individuals to manage essential documents, including the KYC documents necessary for personal loan applications. By efficiently utilising DigiLocker, individuals can simplify the document verification process, which in turn expedites the personal loan application process. Embracing digital platforms like DigiLocker is a testament to India's ongoing digital transformation, making access to crucial services more straightforward and improving the overall efficiency of document management for both personal and professional use.
Know the documents required and apply for our personal loan today.
