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In today's digital age, managing important documents has become easier than ever with platforms like DigiLocker. Among the myriad of documents that can be stored securely, uploading your driving license to DigiLocker offers convenience and peace of mind. This article will guide you through the process of uploading your driving license to DigiLocker and shed light on its benefits, including its relevance to personal loan applications.
What is DigiLocker?
DigiLocker, initiated by the Indian Government, offers a secure digital repository for citizens to securely store and access essential documents. This platform enables users to retrieve their documents conveniently, anytime, and anywhere, thus reducing the reliance on physical copies. Launched with the aim of streamlining document management, DigiLocker provides a safe and convenient solution for individuals to manage their paperwork digitally. By offering easy access to documents, it promotes efficiency and accessibility, aligning with the digital transformation initiatives of the Government of India. Overall, DigiLocker serves as a vital tool in modernising document storage and access for citizens across the nation.
It is a great tool to keep your essential documents handy, especially those you need for financial transactions such as applying for a loan. With Bajaj Finance, you may be able to apply for a loan by doing the KYC through DigiLocker.
✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Steps to link driving licence with Digilocker
Linking your driving licence with DigiLocker is a straightforward process. Follow these steps:
- Create a DigiLocker Account: Download the DigiLocker app from the Google Play Store or Apple App Store, or visit the DigiLocker website. Register using your mobile number or Aadhaar number.
- Log In to DigiLocker: Use your registered credentials to log in to your DigiLocker account.
- Navigate to ‘Issued Documents’: Once logged in, go to the ‘Issued Documents’ section or the ‘Document Issuance’ option.
- Select Driving Licence: Choose ‘Driving Licence’ from the list of available documents.
- Enter Details: Enter the required details, such as your driving licence number and the issuing authority. You may also need to enter your Aadhaar number if it’s linked to your driving licence.
- Verify Your Information: Check the details for accuracy. Make sure the information matches the records with the issuing authority.
- Authenticate and Link: Complete the authentication process as directed. You might receive an OTP (One-Time Password) on your mobile number for verification.
- Confirmation: Once the verification is successful, your driving licence will be linked to your DigiLocker account. You can now access and manage your driving licence digitally.
By following these steps, you’ll have your driving licence securely stored and easily accessible through DigiLocker.
List of documents you can save in DigiLocker
DigiLocker supports a wide range of documents, including Aadhaar card, PAN card, driving license, vehicle registration certificate, educational certificates, and more. By uploading these documents to DigiLocker, users can ensure their safety and accessibility whenever needed. You can easily access these documents through DigiLocker while applying for any loan or credit facility.
Read more about the personal loan documents required while applying with Bajaj Finance Limted.
How to upload a driving license in DigiLocker?
- Create an account: To get started, visit the DigiLocker website or download the DigiLocker mobile app and create an account using your Aadhaar number or mobile number.
- Verify your account: Once registered, verify your account using the OTP sent to your registered mobile number.
- Navigate to 'Uploaded Documents': After logging in, go to the 'Uploaded Documents' section on the dashboard.
- Select 'Upload Documents': Click on the 'Upload Documents' button and choose 'Driving License' from the list of document types.
- Upload and save: Scan or take a clear photo of your driving license and upload it to DigiLocker. Ensure that all details are legible and accurate before saving the document.
- Verification: Your uploaded driving license will undergo verification by the issuing authority. Once verified, it will be available for access whenever needed.
Guide on DigiLocker driving license download
Downloading your driving licence from DigiLocker is a simple process. Here’s a step-by-step guide:
- Log In to DigiLocker: Open the DigiLocker app or visit the DigiLocker website. Sign in using your mobile number or Aadhaar number.
- Access issued documents: Once logged in, navigate to the ‘Issued Documents’ or ‘Documents’ section from the main menu.
- Select driving licence: Find and select the ‘Driving Licence’ option from the list of documents available for download.
- Enter details: You may be prompted to enter your driving licence number, issuing authority, or Aadhaar number if it's linked. Input the required information accurately.
- Verify information: Review the details you’ve entered to ensure they match your driving licence records.
- Download the document: After verification, tap on the download button. The driving licence will be saved as a PDF file on your device.
- Access and share: You can now view your downloaded driving licence from your device's storage. It’s ready to be shared digitally or used as needed.
By following these steps, you can easily download and manage your driving licence from DigiLocker, ensuring you always have access to this important document.
Top five benefits of having a driving licence in Digilocker
Storing your driving licence in DigiLocker offers several advantages, enhancing convenience and security. Here are the top five benefits:
- Convenience and accessibility: With your driving licence stored in DigiLocker, you have instant access to it anytime and anywhere. Whether you’re at home, in a different city, or even abroad, you can retrieve your driving licence digitally using your smartphone or computer. This eliminates the need to carry a physical copy, which can be easily misplaced or forgotten.
- Enhanced security: DigiLocker provides a secure platform for storing important documents. Your driving licence is protected by robust encryption and access controls. By using DigiLocker, you reduce the risk of losing your physical licence and minimize the chances of it being stolen or misused.
- Instant verification: DigiLocker is widely accepted by various government agencies, traffic police, and institutions for document verification. During routine checks or when required for identification purposes, you can quickly show your driving licence from DigiLocker, which is often accepted as a valid and legally recognized document.
- Environmentally friendly: Storing your driving licence digitally reduces the need for physical paperwork, contributing to a reduction in paper waste. By opting for DigiLocker, you support a more sustainable approach to document management, aligning with eco-friendly practices.
- Efficient document management: DigiLocker allows you to manage and organize all your important documents in one place. This centralization means you can easily keep track of expiry dates, renewal notifications, and updates. Additionally, DigiLocker integrates with other services, making it easier to access or share documents when needed.
Overall, DigiLocker offers a streamlined, secure, and environmentally conscious way to manage your driving licence, enhancing both convenience and efficiency in your daily life.
Relevance of DigiLocker while applying for a personal loan
When applying for a personal loan, lenders often require KYC (Know Your Customer) documents, such as Aadhaar card, PAN card, and driving license, for identity verification and eligibility assessment. By having these documents stored in DigiLocker, applicants can streamline the personal loan application process and provide the necessary documents promptly, increasing their chances of approval.
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Conclusion
Uploading your driving license to DigiLocker is a simple yet effective way to digitize and safeguard your important documents. Not only does it offer convenience and accessibility, but it also plays a crucial role in various applications, including a personal loan. By harnessing the power of DigiLocker, individuals can manage their documents efficiently and navigate the digital world with ease.
Additional read:
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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