How to Add PAN Card in DigiLocker: Steps, Benefits & Importance

All you need to know about linking your PAN card in DigiLocker.
Personal Loan
3 min
22-April-2024

In an era where digital solutions streamline our daily tasks, managing important documents securely is paramount. DigiLocker, a government-backed digital platform, offers a convenient way to store and access essential documents online. This platform is particularly helpful when applying for a personal loan, as all documents required in the application process are stored at one place. If you're wondering how to link your PAN card to DigiLocker, this article will guide you through the process.

What is DigiLocker?

DigiLocker is an initiative by the Government of India designed to digitise document storage and access for citizens. DigiLocker serves as a virtual locker where individuals can securely store and manage various documents, reducing the need for physical copies and minimising the risk of loss or damage.

How to add PAN card to DigiLocker

Linking your PAN card to DigiLocker is a simple process:

  1. Create an account: If you haven't already, sign up for a DigiLocker account on the official website or mobile app.
  2. Sign in to your account: After registration, log in to your DigiLocker account using your credentials.
  3. Access the 'Upload Documents' section: Navigate to the option for uploading documents and select 'PAN card' from the list of available document types.
  4. Upload your PAN card: Follow the provided instructions to upload a scanned copy or a clear photograph of your PAN card. Ensure that the document is legible and meets the required specifications.
  5. Verification: Once uploaded, your PAN card may undergo verification by the DigiLocker team. Upon successful verification, it will be linked to your DigiLocker account, ready for access whenever needed.

Additional read - How to use DigiLocker

What are the benefits of uploading a PAN card in DigiLocker?

Linking your PAN card to DigiLocker offers several benefits, especially when it comes to financial transactions like applying for a personal loan. A PAN card is a crucial KYC document required by lenders such as Bajaj Finance during the loan application process. By storing your PAN card in DigiLocker, you ensure easy access to this important document whenever needed, simplifying and expediting the loan application process.

Following is the list of documents required while applying for a personal loan from Bajaj Finance, some of which you can also store in DigiLocker:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Utility bill of electricity and piped gas

Additional read - How to add passport to DigiLocker

Benefits of using DigiLocker

In addition to facilitating the loan application process, using DigiLocker offers numerous advantages when availing of a personal loan. Digital storage of documents reduces paperwork and eliminates the risk of misplacement or loss. Moreover, lenders often accept digital copies of documents from platforms like DigiLocker, making the entire loan process more convenient and efficient for borrowers.

Conclusion

In conclusion, linking your PAN card to DigiLocker is a simple yet effective way to streamline document management and ensure easy access to important documents, especially when applying for a personal loan. Embrace the convenience and security offered by DigiLocker to simplify your document storage and access needs while enjoying the benefits it brings to various aspects of your financial journey.

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Frequently asked questions

Why is it important to keep your PAN card safe?
Keeping your PAN card safe is important because it is a crucial document for financial transactions and income tax purposes. Misplacement or loss of your PAN card can lead to identity theft or misuse, causing financial and legal complications.
How does storing a PAN card in DigiLocker benefit you?
Storing your PAN card in DigiLocker offers several benefits. It provides a secure and convenient way to access your PAN card anytime, anywhere. Additionally, storing it digitally reduces the risk of loss or damage to the physical card.
Can a digital copy of a PAN card be used as a valid id proof?
Yes, a digital copy of a PAN card stored in DigiLocker is considered a valid ID proof. The government has approved DigiLocker for storing various documents, including PAN cards, making them legally valid for official purposes.
Can you access your PAN card from DigiLocker offline?
Yes, you can access your PAN card from DigiLocker offline. Once you have downloaded your PAN card to your DigiLocker account, you can view it offline using the DigiLocker mobile app without requiring an internet connection.
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