How to get your loan account statement

How to get your loan account statement

Learn how to get your loan account statement using our customer portal.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

When you have a loan, it's important to keep an eye on what you owe and how much you've paid. Your loan account statement is like a report card for your loan – it shows your interest rate, your monthly payment (EMI), how much you still owe, and your repayment plan. By checking this regularly, you can manage your money properly and avoid missing payments or getting charged penalties.


Getting your loan statement is really easy – you can do it online in just a few minutes. In this guide, we'll show you exactly how to access and download your loan statement from the Bajaj Finserv customer portal.


✓ Need a personal loan? Check your pre-approved loan offer → Get instant approval → Receive funds within 24 hours*

Show More
Show Less

Step-by-step guide to getting your personal loan statement

1. Visit the Bajaj Finserv customer portal:

First, you need to visit Bajaj Finserv customer portal and log in using your existing username and password. If you are a new user, you can register using your loan account number and mobile number.


2. Select "Manage Loan":

Once you log in, choose the "manage loan" option from the dashboard, and select your personal loan account.


3. View loan account details:

The following page will show the particulars of your loan. This includes the tenure, interest rate, EMI amount, repayment schedule, and so on. You can view your repayment schedule and download it as a PDF file.


4. View and download your loan statement:

To access your loan statement, click on the "view statement" option, and choose the period for which you want to generate the statement. You can choose from monthly, quarterly, half-yearly, or yearly statements. The statement will be displayed on the screen and can be downloaded as a PDF file or printed for your reference.


5. Request a physical copy:

If you prefer, you can also request a physical copy of your personal loan statement by contacting our customer care number or visiting the nearest branch. However, a nominal fee may be required to obtain this service.


By following these simple steps, you can conveniently access and monitor your personal loan statement online through the Bajaj Finserv customer portal.

Show More
Show Less

How to apply for personal loan

Step-by-step guide to apply for a personal loan

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


Check your eligibility in just 2 steps and plan your expenses comfortably.

Show More
Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.50% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000