Fixed Deposit

There is no limit to the number of deposits you can make with Bajaj Finance Fixed Deposit. Presently Bajaj Finance offers FD rates up to 7.30% p.a.

Customers looking for online FD booking can invest between Rs. 15,000 to Rs. 3 crore in Bajaj Finance Fixed Deposit.

For offline investors, there is no upper limit to the investment amount.

Yes, you can obtain monthly interest on a fixed deposit by selecting an FD non-cumulative monthly scheme.

With the non-cumulative scheme by Bajaj Finance, customers can choose to fund their regular expenses by getting a periodic income.

Investing in Bajaj Finance Fixed Deposit is easy. You can invest in FD via either online or offline mode. You can invest offline through your nearest branches or our representatives.

Yes, investing in Bajaj Finance Fixed Deposit is safe. It is accredited with [ICRA]AAA(Stable) and CRISIL AAA/STABLE ratings, which indicate the highest level of safety and lowest investment risk.

A fixed deposit is secure compared to market-dependent investment options like a mutual fund, SIP, and stocks. Since a fixed deposit is not based on market expansion, its interest rate does not change over the course of its duration. Bajaj Finance FD have been rated CRISIL AAA/STABLE and [ICRA]AAA(Stable). Fixed Deposit is one of the safest investment options in India as it enables the depositor to take control of the investments with great flexibility and offers guaranteed returns.

Bajaj Finance FD have been rated CRISIL AAA/STABLE and [ICRA]AAA(Stable). Fixed Deposit is one of the safest investment options in India as it enables the depositor to take control of the investments with great flexibility and offers profitable returns.

Bajaj Finance offers attractive FD rates of up to 6.95% p.a. for customers below 60 years and up to 7.30% p.a. for senior citizens.

The exact rate depends on the tenure and type of FD you select.

With Bajaj Finance, you can start a fixed deposit with a minimum investment of Rs. 15,000. It’s a simple way to begin saving and earning assured returns without needing a very large amount upfront.

With Bajaj Finance, you can choose a tenure anywhere between 12 months to 60 months, depending on your saving goals and how long you’d like to keep your money invested.

Yes, FDs continue to be a popular and trusted way to save money in India. They’re low risk, give you fixed returns, and are easy to open without much hassle. With the highest safety ratings (CRISIL AAA/Stable and ICRA AAA/Stable), Bajaj Finance FDs offer attractive rates — up to 7.30% p.a. for senior citizens and up to 6.95% p.a. for individuals below 60 years.

The easiest way to figure out your FD returns is by using an FD calculator. Just enter your deposit amount, interest rate, and tenure, and the tool will instantly show you the interest earned and the maturity value. It’s a quick and hassle-free way to plan your investment and know exactly what to expect.

Investing in an FD comes with several advantages:

• Guaranteed returns – You earn a fixed rate of interest, so there’s no risk of market ups and downs.

• Low risk – FDs are one of the safest ways to grow your money, ideal for conservative investors.

• Liquidity when needed – You can withdraw before maturity if required (though a small penalty may apply).

• Loan against FD – Your FD can also be used as collateral to get a loan.

• Flexibility – Choose from different tenures and payout options (monthly, quarterly, yearly) to suit your goals.