Personal Loan for Wedding

Personal Loan for Wedding

Venue and outfits are the biggest wedding expenses. Find out how you can spread them over small instalments.

Loan Types

Loan Types

FAQs

FAQs

Video

Video

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Check now

Enter mobile and OTP | Check offer | Plan your dream wedding

How to use a personal loan for wedding

Weddings are once-in-a-lifetime moments — a beautiful mix of tradition, emotion, and celebration. Whether you’re planning a small gathering or a grand affair, every detail matters. But great weddings can also be expensive. Don’t let costs come in the way of making your big day truly special. A wedding loan from Bajaj Finance can help you plan the wedding you’ve always dreamed of — with flexible funding, quick approval, and the option to borrow as you go. You can also apply for wedding loan online in just a few easy steps.

  • Venue and décor

    Check your personal loan offer with phone number and OTP → Apply online in 5 minutes → Borrow as needed, pay interest only on what you withdraw*.

    From palaces to beachside ceremonies, your venue sets the tone for your big day. Add beautiful décor for a themed or classic wedding.

    Why it helps: Venue and décor costs are often the largest expense. A wedding loan allows you to book early without compromising on style or location.

  • Outfits and jewellery

    Bridal lehengas, groom’s sherwanis, jewellery, and family gifting are essential for creating memorable looks. Include pre-wedding outfits and accessories for all functions.

    Why it helps: Peak season prices can be high, and a wedding loan provides the flexibility to get premium outfits and styling without stress.

  • Photography and video

    Capture every moment with professional photography, pre-wedding shoots, cinematic wedding videos, and guest photo booths.

    Why it helps: A wedding loan ensures you can hire top photographers and videographers, preserving memories without budget limitations.

  • Entertainment

    DJs, live bands, cultural performances, and kids’ activities keep the celebration lively.

    Why it helps: A Flexi Loan lets you enhance entertainment options or add new ideas even closer to the wedding day without worrying about extra costs.

  • Guest hospitality

    From luxury resort bookings to premium catering, ensure your guests enjoy a comfortable and memorable stay. Arrange transport and curated dining experiences.

    Why it helps: Vendors and hotels often require advance payments. An instant personal loan helps you manage bookings seamlessly without compromising on guest experience.

*Terms and conditions apply.

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Features and benefits of our personal loan for marriage

Weddings are once-in-a-lifetime moments — a beautiful mix of tradition, emotion, and celebration. Whether you’re planning a small gathering or a grand affair, every detail matters. But great weddings can also be expensive. Don’t let costs come in the way of making your big day truly special. A Flexi Hybrid Term Loan from Bajaj Finserv can help you plan the wedding you’ve always dreamed of — with flexible funding, quick approval, and the option to borrow as you go.

  • 3 different loan types - Interest-only EMI option

    We have different loan types that you can choose from, based on your needs - Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan.

  • Money in your account in 24 hours*

    You will get the loan amount in your bank account within 24 hours* or, in some cases, on the same day of approval.

  • High loan amount

    You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - allowing you to manage different types of expenses.

  • Long repayment period

    You can spread your repayment from 12 months to 108 months, which means manageable EMIs right from the start.

  • Approval in just 5 minutes

    Complete your application online and get quick approval for your personal loan.

  • No part-prepayment charge on Flexi Loans

    With our Flexi Loans, you can withdraw and part-prepay at no extra charges – as many times as you want.

  • No guarantor or collateral needed

    You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

 *Terms and conditions apply.

These features make this one of the best personal loans in India.

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Eligibility criteria and documents for marriage loan

Depending on your profile, you may already be eligible for a pre-approved offer. In that case, you do not have to check eligibility criteria separately.

Find out your loan offer in just two clicks. Offer or no offer, you can get our personal loan by meeting these 5 simple eligibility criteria:

 

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 650 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.


Documents required for personal loan for marriage

 

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Phone bill
  • Real-time image / photograph
  • Ration card

Depending on your offer, you may need to keep a few documents ready when applying for the loan. Check the list of documents required for personal loan.


Why Choose a wedding loan from Bajaj Finance?

  • Manage all wedding expenses: Cover costs like venues, décor, outfits, and photography with ease.
  • Tailored loan options: Bajaj Finance offers loans designed specifically for weddings, catering to both lavish and intimate celebrations.
  • Quick access to funds: Get instant approval and fast disbursal to plan your wedding without delays.
  • Flexible repayment: Choose repayment options that suit your budget and financial planning.
  • Minimal documentation: Apply with just essential documents, making the process simple and hassle-free.
  • Online application: Complete your wedding loan application conveniently from home and focus on your special day.
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How to apply for a personal loan for wedding

Step-by-step guide to apply for a personal loan

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our personal loan variants.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will call you for the next steps. The loan amount will be transferred to your bank account after successful verification of your documents.


Personal loan for other purpose

Personal Loan for Medical Expenses

Personal Loans for Travel

Personal Loan for Home Expenses

Personal Loan for Higher Education

Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

Instalment

Interest-only EMIs for the initial part of the loan tenure. EMI applicable only on the withdrawn amount

Tenure

Initial tenure: Up to 36 months, Subsequent tenure: Up to 72 months

Annual maintenance charges

Up to 0.472% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Part-prepayment facility

No part-prepayment charges

Flexi facility charges

Nominal Flexi facility charges applicable

Loan amount

Rs. 40,000 to Rs. 55 lakh

Disbursal

Withdraw and prepay conveniently from your sanctioned loan limit

Instalment

Fixed EMIs that cover both the principal and interest on the withdrawn amount

Tenure

12 months to 108 months

Annual maintenance charges

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.

Part-prepayment facility

No part-prepayment charges

Flexi facility charges

Nominal Flexi facility charges applicable

Loan amount

Rs. 40,000 to Rs. 55 lakh

Disbursal

Withdraw and prepay conveniently from your sanctioned loan limit

Instalment

Fixed EMIs that cover both the principal and interest

Tenure

12 months to 108 months

Annual maintenance charges

Not applicable

Part-prepayment facility

Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment.

Flexi facility charges

No Flexi facility charges.

Loan amount

Rs. 40,000 to Rs. 55 lakh

Disbursal

Single disbursement of the loan amount

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Frequently asked questions

Overview

Eligibility

Can I get a personal loan for my wedding?

Yes, you can get a Bajaj Finserv Personal Loan to fund your dream wedding. So, whether you're finalising the caterer or the makeup artist, selecting from a few choreographers, choosing the perfect wedding dress, or narrowing down the venues for your dream wedding, a personal loan can cover all your wedding related expenses.

How much marriage loan can I get?

Loan amounts depend on your income, credit score, and lender policies. Check your pre-approved offer today and plan your dream wedding.

How to calculate the EMI for a loan for marriage?

You can use our personal loan EMI calculator to figure out your monthly payments and loan tenure that fits your budget. You only need to enter the amount you want to borrow, the interest rate, and the tenure to get an estimate of the EMI you are likely to pay.

What are the processing fees for a loan for marriage?

Bajaj Finance Personal loans have a processing fee of up to 3.93% (Inclusive of applicable taxes) of the loan amount.

What is a marriage loan?

A marriage loan is a type of personal loan designed to cover wedding expenses, offering financial support for venues, decor, catering, and other costs.

Can women apply for a marriage loan?

Yes, anyone can apply for a marriage loan as long as they meet the eligibility criteria.

What are the eligibility criteria for a loan for marriage?

What are the eligibility criteria for a loan for marriage?

You only need to meet a few simple requirements to get a marriage loan:

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 650 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Check your personal loan eligibility in just 2 clicks.

Who can apply for a marriage loan?

Salaried and self-employed individuals with a steady income, good credit score, and meeting the lender's eligibility criteria can apply for a marriage loan.

What are the documents required to get a marriage loan?

You must submit the following documents for personal loan for marriage from Bajaj Finance.

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card
What is the salary requirement to get a marriage loan?

The salary requirement differs from lender to lender.

What are the key benefits of taking a personal loan?

The key benefits of personal loan include quick disbursal, no collateral requirement, flexible repayment terms, and multipurpose use.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000