Bajaj Finserv DBS Bank Credit Card fees and charges

We advise you to read our fees and charges in detail before applying for our Bajaj Finserv DBS Bank Credit Card.

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Applicable fees and charges

The following are the fees and charges for the Bajaj Finserv DBS Bank Credit Card

Type of fee Applicable charges
Reward redemption fee Rs. 99+ GST per redemption
Cash advance fee 2.50% of the cash amount (minimum Rs. 500)
Late payment fee
  • No charge for the amount due up to Rs. 100
  • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
  • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
  • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Over limit fee Rs. 600 + GST
Finance charges Up to 4% per month or 48% per annum
EMI conversion processing fee 2% of the conversion amount (minimum of Rs. 249 and maximum of Rs. 1,500)

Click here to read about the credit card fees and charges in detail.

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How to apply for the Bajaj Finserv DBS Bank Credit Card

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Step-by-step guide to applying for the Bajaj Finserv DBS Bank Credit Card

  1. Enter your 10-digit mobile number and click on ‘APPLY’
  2. Verify the OTP sent to your phone to check if you have an offer. 
  3. If you have an offer, your credit card limit will be displayed on the screen.
  4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
  5. Now click on ‘PROCEED’ to submit your application.
  6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What is a spend-based waiver?

Some of the DBS Bank Credit Card variants have a feature that waives off the annual fee if you spend a minimum amount in a year.*

*The minimum amount will differ depending on the card variant purchased.

How will I receive a fuel surcharge waiver?

When you use this credit card to buy fuel at any fuel station across India, the fuel surcharge waiver is credited back to your credit card a month post the transaction date.*

*The maximum waiver in one statement cycle differs based on your card variant.

Can I convert my expenses into EMIs and is there a processing fee for this?

When you shop using the Bajaj Finserv DBS Bank Credit Card, you get the option to convert your expenses of a minimum of Rs. 2,500 into EMIs. You will be charged the EMI conversion processing fee of 2% of the conversion amount.

What is the late payment fee for the Bajaj Finserv DBS Bank Credit Card?

If you do not pay your credit card bill before the due date, you are charged the following late payment fee:

  • No charge for the amount due up to Rs. 100
  • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
  • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
  • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
How can I contact customer care regarding credit card queries or issues?

For any card-related queries, contact our credit card customer care number on 1860-267-6789 or email us at supercardcare@dbs.com.

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