Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv DBS Bank Credit Card
|Type of fee
|Reward redemption fee
|Rs. 99+ GST per redemption
|Cash advance fee
|2.50% of the cash amount (minimum Rs. 500)
|Late payment fee
|Over limit fee
|Rs. 600 + GST
|Up to 4% per month or 48% per annum
|EMI conversion processing fee
|2% of the conversion amount (minimum of Rs. 249 and maximum of Rs. 1,500)
Click here to read about the credit card fees and charges in detail.
Frequently asked questions
Some of the DBS Bank Credit Card variants have a feature that waives off the annual fee if you spend a minimum amount in a year.*
*The minimum amount will differ depending on the card variant purchased.
When you use this credit card to buy fuel at any fuel station across India, the fuel surcharge waiver is credited back to your credit card a month post the transaction date.*
*The maximum waiver in one statement cycle differs based on your card variant.
When you shop using the Bajaj Finserv DBS Bank Credit Card, you get the option to convert your expenses of a minimum of Rs. 2,500 into EMIs. You will be charged the EMI conversion processing fee of 2% of the conversion amount.
If you do not pay your credit card bill before the due date, you are charged the following late payment fee:
- No charge for the amount due up to Rs. 100
- Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
- Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
- 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)