Features of Bajaj Finserv DBS Bank 5X Rewards credit card

  • Welcome bonus

    Welcome bonus

    Get 2,000 cash points as a welcome bonus on the purchase of this credit card

  • Monthly milestone benefits

    Monthly milestone benefits

    Earn 5X cash points on minimum spends of Rs. 10,000 per month

  • Discount on subscriptions

    Discount on subscriptions

    Get a 20% discount of up to 2,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, SonyLiv and many more through our app

  • Health benefits

    Health benefits

    Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements

  • Accelerated cash points

    Accelerated cash points

    Earn 10X cash points on hotel and travel bookings made on the Bajaj Finserv and DBS Card+ app

  • Earn cash points

    Earn cash points

    Earn 2 cash points on every Rs. 200 spent on regular purchases

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get a waiver of up to Rs. 100 per month on fuel surcharge spends

  • Easy EMI conversion

    Easy EMI conversion

    Convert spends of Rs. 2,500 and above into affordable EMIs

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    Withdraw interest-free cash from any ATM for up to 50 days

  • Savings on Bajaj Finserv EMI Network

    Savings on Bajaj Finserv EMI Network

    Get 5% cashback on down payments made at any Bajaj Finserv EMI Network partner store

  • Contactless payment

    Contactless payment

    Enjoy hassle-free payments using our tap and pay facility

We value your money!

Benefits

Value earned (in Rs.)

Welcome bonus of 2,000 cash points (First year only)

500

Annual fee waiver on crossing Rs. 50,000 of annual spends (Second year onwards)

500

5X cash points on total spends in a month, if spends for the month is > Rs. 10,000 (assuming monthly spends of Rs. 15,000)

2,250

10X cash points on in-app spendings on travel and holiday bookings (assuming annual spends of Rs. 60,000)

1,500

20% discount in the form of cash points on online subscriptions purchased through our app

250

Complimentary Bajaj Health membership

1,000

5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores

500

Fuel surcharge waiver

1,200

Total value earned

Rs. 7,200 plus


Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.

Click here to know more about the Terms and Conditions

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

Fees and charges

Type of fee

Fees (in Rs.)

Joining fee

Rs. 499 + GST

Renewal fee

Rs. 499 + GST

Reward redemption fee

Rs. 99 + GST per redemption

Cash advance fee

2.5% of the cash amount (minimum Rs. 500)

Late payment fee

15% of the total amount due (min Rs. 50 and max Rs. 1,500)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount. (minimum of Rs. 249 and a maximum of Rs. 1,500)


Click here to read about the credit card fees and charges in detail.

How to apply for a Bajaj Finserv DBS Bank credit card online?

Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
  3. 3 If you have an offer, fill the application form
  4. 4 Complete the KYC process
  5. 5 Your card is ready to be used

Bajaj Finserv DBS Bank 5X Rewards credit card FAQs

What is unique about this card?

It’s a power-packed credit card with features and benefits curated specially to meet your lifestyle. What truly makes the Bajaj Finserv DBS Bank 5X Rewards credit card unique is its bucket of rewards, in the form of cash points, on all your spends.

The card not only gives you 2 cash points on every Rs. 200 spent on all retail transactions, but you also:

  • Monthly milestone benefit: 5X regular cash points on all monthly spends (on crossing spends worth Rs. 10,000 in that month)
  • Accelerated cash points: Earn 10X rewards on hotel and travel bookings made through Bajaj Finserv or DBS Card+ apps
Am I entitled to receive welcome rewards on this card?

Yes, you are entitled to receive 2,000 bonus cash points (redeemable) as a welcome bonus on your Bajaj Finserv DBS Bank 5X Rewards credit card. The cash points will be credited to your account after you have paid the joining fees and made a transaction within the first 60 days of card delivery.

Apart from earning cash points, what other privileges do I get on my card?

Along with earning attractive cash points, your Bajaj Finserv DBS Bank 5X Rewards credit card offers:

  • Discount of 20%, in the form of cash points, on subscriptions such as Zomato Pro, Hotstar, Wall Street Journal and Gaana.com and many more
  • Fuel surcharge waiver of 1% of the fuel refill amount, up to Rs. 100 in a month
  • Complimentary healthcare benefits with Bajaj Finserv Health app
  • 5% cashback on down payment of No Cost EMI loans availed at Bajaj Finserv Network partner stores and EMI Marketplace
  • Maximum cash points available 1,000 per year. Applicable only when payments toward subscriptions are made via our rewards portal.

Applicable only when the subscription payments are made via our rewards portal

Is there any annual fee on the card?

Yes, the annual fee, also called the renewal fee of Rs. 499 (exclusive of GST) is applicable on the Bajaj Finserv DBS Bank 5X Rewards credit card. However, the cost will be waived off next year if your annual spends are equal to or greater than Rs. 50,000.

What should I do to get my renewal fee waived off?

If your annual transaction using the Bajaj Finserv DBS Bank 5X Rewards credit card equals or exceeds Rs. 50,000, your next year’s annual fee will be waived off.

How will I receive a fuel surcharge waiver?

Fuel surcharge expense is waived off in the next month of the transaction. To be eligible for this, spend between Rs. 400 and Rs. 4,000 on fuel from any fuel station across India. The maximum waiver in a month is Rs. 100.

What are the other subscription benefits on this card?

You earn cash points equivalent to 20% of your subscription fee by paying your desired subscription via our rewards portal. This is applicable for platforms such as Zomato Pro, Hotstar and Gaana.com. For example, if you take a subscription worth Rs. 1,000, you will get 20% of the subscription amount as cash points, in this case, 800 points.

Please note: Maximum limit up to which cash points can be earned on the Bajaj Finserv DBS Bank 5X Rewards credit card via subscriptions is 1000 in a year.

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