Get a credit card in Kolkata

Know the detailed process of getting a credit card in Kolkata, benefits, eligibility, and how to apply.
Get a credit card in Kolkata
2 min read
05 Aug 2023

Owning a credit card in Kolkata offers immense convenience and financial independence. A credit card acts as a form of short-term borrowing, requiring repayment within a specified period, usually a month.

How to apply for a credit card

Obtaining a credit card is a simple process. You can either apply through the banks' and financial institutions' official websites or visit their local branches. However, the most convenient and efficient approach is opting for an online application. For instance, Bajaj Finserv co-branded credit cards can be easily applied for through a hassle-free 100% online process.

  1. Click on ‘APPLY’ on the top of this page and enter your 10-digit mobile number
  2. Verify the OTP sent to your phone
  3. Fill in the application form with your basic details as mentioned in the form
  4. Your credit card limit will be displayed on the screen
  5. Click on ‘GET IT NOW’ and enter the other details asked
  6. Click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application
  7. Select ‘YES’ for E-KYC and click on ‘PROCEED’
  8. After your application is successfully submitted, you will be redirected to the bank’s website for further verification and approval.

Benefits of a credit card

Credit cards offer a wide range of advantages, making them an essential financial tool.

Some key benefits include:

  • Convenience: By using a credit card, you can make purchases anytime and anywhere without the need for carrying cash.
  • Rewards and offers: Bajaj Finserv co-branded credit cards provide generous reward points, cashback, discounts, and access to complimentary airport lounges in Kolkata, adding value to your spending.
  • EMI facility: Credit cards offer the flexibility to convert significant purchases into manageable monthly instalments, easing the burden of expenses.
  • Credit score building: Timely repayments on your credit card contribute to building a positive credit history, leading to an improved credit score over time.
  • Safety and security: Credit cards are equipped with advanced security features like OTPs and fraud protection, ensuring a secure and protected transaction experience, minimising the risk of unauthorized use.

Eligibility criteria for credit cards in Kolkata

To be eligible for a credit card, certain criteria must be met. The applicant should be an Indian citizen, aged between 21 and 70 years, and meet the income and credit score requirements set by the card issuer.

Documents required for credit cards in Kolkata

When applying for a credit card in Kolkata, here is the list of documents that needs to be submitted required:

  • Identity proof: KYC documents
  • Address proof: Utility bills, rental agreement, or any government-issued address proof.
  • Income proof: At the bank’s discretion

Which credit cards are available in Kolkata

All Bajaj Finserv RBL Bank Credit Cards are available in Kolkata. You can choose from

  • Binge SuperCardPlatinum Plus SuperCard
  • Platinum Choice SuperCard
  • Binge SuperCard First-Year-Free
  • Platinum Plus SuperCard First-Year-Free
  • Platinum Choice SuperCard First-Year-Free
  • And more

In conclusion, a credit card in Kolkata can significantly help you enhance your lifestyle and provide you with a multiple benefit.

With a variety of Bajaj Finserv co-branded credit cards available, you can select one that suits your spending habits and lifestyle, making your financial journey in Kolkata even more fulfilling.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

How to apply for a credit card loan in Kolkata?

You can use any of the Bajaj Finserv RBL Bank Credit Cards to convert your available cash limit into a personal loan and repay in 3 months at 1.16% interest with zero processing fee.

Is it necessary to possess a strong CIBIL Score for credit card approval in Kolkata?

 CIBIL Score plays an important role in deciding your eligibility for credit card approval. Always check your CIBIL Score before applying for a credit card.

What are the criteria for the salary of the applicant for credit card in Kolkata?

 You just have a regular source of income to get credit card approval in Kolkata.

What are the advantages of having a credit card in Kolkata?

There are many advantages of having a good credit card in Kolkata. Some of them include reward points, cash back, discounts, complementary services like airport lounge access, discounts on movie tickets, OTT amongst many other perks.

What are the different kinds of cards available in Kolkata?

All Bajaj Finserv RBL Bank Credit Cards are available in Kolkata. You can choose from

  • Binge SuperCard
  • Platinum Plus SuperCard
  • Platinum Choice SuperCard
  • Binge SuperCard First-Year-Free
  • Platinum Plus SuperCard First-Year-Free
  • Platinum Choice SuperCard First-Year-Free
  • And more