Get a credit card in Indore

Know the detailed process of getting a credit card in Indore, benefits, eligibility, and how to apply.
Get a credit card in Indore
2 min read
05 Aug 2023

Having a credit card in Indore provides significant convenience and financial freedom, regardless of whether you are a big spender or have significant household expenses. A credit card functions as a type of short-term loan, requiring repayment within a specific period, typically one month.

How to apply for a credit card

Applying for a credit card is a simple process. You can either apply through the official website of the financial institution or visit their local branches. However, the most convenient approach is opting for an online application. For instance, Bajaj Finserv co-branded credit cards can be easily applied for through a hassle-free 100% online process.

  1. Click on ‘APPLY’ on the top of this page and enter your 10-digit mobile number
  2. Verify the OTP sent to your phone
  3. Fill in the application form with your basic details as mentioned in the form
  4. Your credit card limit will be displayed on the screen
  5. Click on ‘GET IT NOW’ and enter the other details asked
  6. Click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application
  7. Select ‘YES’ for E-KYC and click on ‘PROCEED’
  8. After your application is successfully submitted, you will be redirected to the bank’s website for further verification and approval.

Benefits of credit cards in Indore

Credit cards provide numerous benefits, making them a crucial financial instrument.

Some key benefits include:

  • Convenience: By using a credit card, you can purchase anytime and anywhere without the need for carrying cash.
  • Rewards and offers: Bajaj Finserv co-branded credit cards offer attractive reward points, cashback, discounts, and even access to complimentary airport lounges in Indore, enhancing the benefits of your spending.
  • EMI facility: Credit cards provide the flexibility to convert substantial purchases into easy-to-manage monthly instalments, making expenses more manageable.
  • Credit score building: Making timely repayments on your credit card helps in establishing a positive credit history, which eventually leads to an improved credit score.
  • Safety and security: Credit cards come with advanced security features such as OTPs and fraud protection, ensuring a secure transaction experience and reducing the risk of unauthorised use.

Eligibility criteria for credit cards in Indore

To qualify for a credit card, specific criteria must be met. The applicant should be an Indian citizen, aged between 21 and 70 years, and fulfil the income and credit score requirements set by the card issuer.

Documents required for credit cards in Indore

Here is the list of documents that needs to be submitted required, when applying for a credit card in Indore:

  • Identity proof: KYC documents

  • Address proof: Utility bills, rental agreement, or any government-issued address proof

  • Income proof: At the bank’s discretion

Which credit cards are available in Indore

All Bajaj Finserv RBL Bank Credit Cards are available in Indore. You can choose from

  • Binge SuperCard
  • Platinum Plus SuperCard
  • Platinum Choice SuperCard
  • Binge SuperCard First-Year-Free
  • Platinum Plus SuperCard First-Year-Free
  • Platinum Choice SuperCard First-Year-Free
  • And more

In conclusion, a credit card in Indore can provide you multiple benefit and the convenience to make purchases.

With a diverse range of Bajaj Finserv co-branded credit cards to choose from, you have the freedom to select the one that perfectly matches your spending habits and lifestyle, enhancing your financial journey in Indore.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

How to apply for a credit card loan in Indore?

Follow the steps to apply for credit cards in Indore:

  1. Click on ‘APPLY’ on the top of this page and enter your 10-digit mobile number
  2. Verify the OTP sent to your phone
  3. Fill in the application form with your basic details as mentioned in the form
  4. Your credit card limit will be displayed on the screen
  5. Click on ‘GET IT NOW’ and enter the other details asked
  6. Click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application
  7. Select ‘YES’ for E-KYC and click on ‘PROCEED’
  8. After your application is successfully submitted, you will be redirected to the bank’s website for further verification and approval.
Can I carry a credit card in Indore to avail of the EMI facility?

You can certainly carry your credit card when shopping in Indore and avail of the EMI facility when required.

Do all credit cards in Indore require an annual fee and a membership fee?

No, not all credit cards in Indore charge an annual fee. Some of the Bajaj Finserv RBL Bank Credit Cards offer First-year-free facilities and annual fee waivers. An annual fee waiver implies that if you use your card for your regular purchases and spend the benchmarked amount in a year, the following year’s annual fee will be waived.

Can my credit card limit increase later in Indore?

Yes, your credit limit can increase if you use your card responsibly and always pay the dues on time. You must ideally pay the credit card bill in full every month unless you have availed of an EMI option.

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