A credit card is more than just a piece of plastic. It’s a powerful financial tool with its own anatomy. From the embossed numbers to the magnetic strip, each feature plays a vital role. Let’s explore the credit card front and back and understand its key features.
Important information on the front of your credit card
- Card number: This is the 16-digit number unique to your card. It identifies your account and is used for transactions.
- Cardholder name: This is the name of the person authorised to use the card.
- Expiry date: This is the date after which your card can no longer be used. It is usually in the format MM/YY.
- Card network logo: This indicates the card network (Visa, MasterCard, etc.) your card belongs to. It determines where the card can be accepted.
- Bank logo: This is the logo of the issuing bank.
- Hologram: This is a security feature that makes it harder to counterfeit the card.
Important information on the back of your credit card
- Magnetic stripe: This black strip stores your account information. It’s swiped through card readers to process transactions.
- Signature panel: This is where you sign your card. It’s an added security feature to verify your identity.
- CVV: The Card Verification Value is a 3-digit security code. It’s used for online and over-the-phone transactions.
- Customer service number: This is the number you can call for any issues or queries related to your card. It’s usually toll-free.
- Card network logo: This is another place where the card network logo may appear. It’s used to identify ATMs where the card can be used.
How to safeguard your credit card information
Safeguarding your credit card front and back information is crucial to prevent unauthorised use of your card. Here are some practical tips that can help you do that:
- Never share your CVV or PIN with anyone.
- Regularly check your account for any unauthorised transactions.
- Always sign your card as soon as you receive it.
- Keep your card in a safe place, away from magnets or magnetic devices.
- Be cautious while using your card online. Ensure the website is secure by checking for ‘https://’ in front of the URL.
- Do not write down your PIN anywhere.
- Regularly update your contact details with the bank.
- In case of loss or theft, report immediately to the bank.
- Be aware of phishing scams asking for your card details.
- Regularly review your credit card statements for any discrepancies.
If you’re on the lookout for a credit card that provides robust security and numerous benefits, look no further than the Bajaj Finserv RBL Bank Credit Card.
Bajaj Finserv RBL Bank Credit Card benefits
- Redeemable reward points on nearly every transaction
- Cashback offers on transport, groceries, and fuel purchases
- Discounts on dining and travel bookings
- Free movie ticket every month via BookMyShow
- Complimentary access to airport lounges
- Fuel surcharge waivers of up to Rs. 1,200 per year
- Annual fee waiver when you meet the minimum spending requirement per your card variant
- Interest-free ATM cash withdrawal for up to 50 days
- Easy EMI conversion for purchases beyond Rs. 2,500
Ready to cater to your diverse needs while safeguarding your financial information, a Bajaj Finserv RBL Bank Credit Card is your gateway to financial freedom. Apply now!