Understanding Your Credit Card Front and Back | Key Features Explained

Learn about the important features on the front and back of your credit card. Understand card numbers, security codes, and how to protect your information from fraud.
Understanding Your Credit Card Front and Back | Key Features Explained
2 min
24 May 2024

A credit card is more than just a piece of plastic. It’s a powerful financial tool with its own anatomy. From the embossed numbers to the magnetic strip, each feature plays a vital role. Let’s explore the credit card front and back and understand its key features.

Important information on the front of your credit card

  • Card number: This is the 16-digit number unique to your card. It identifies your account and is used for transactions.
  • Cardholder name: This is the name of the person authorised to use the card.
  • Expiry date: This is the date after which your card can no longer be used. It is usually in the format MM/YY.
  • Card network logo: This indicates the card network (Visa, MasterCard, etc.) your card belongs to. It determines where the card can be accepted.
  • Bank logo: This is the logo of the issuing bank.
  • Hologram: This is a security feature that makes it harder to counterfeit the card.

Important information on the back of your credit card

  • Magnetic stripe: This black strip stores your account information. It’s swiped through card readers to process transactions.
  • Signature panel: This is where you sign your card. It’s an added security feature to verify your identity.
  • CVV: The Card Verification Value is a 3-digit security code. It’s used for online and over-the-phone transactions.
  • Customer service number: This is the number you can call for any issues or queries related to your card. It’s usually toll-free.
  • Card network logo: This is another place where the card network logo may appear. It’s used to identify ATMs where the card can be used.

How to safeguard your credit card information 

Safeguarding your credit card front and back information is crucial to prevent unauthorised use of your card. Here are some practical tips that can help you do that:

  • Never share your CVV or PIN with anyone.
  • Regularly check your account for any unauthorised transactions.
  • Always sign your card as soon as you receive it.
  • Keep your card in a safe place, away from magnets or magnetic devices.
  • Be cautious while using your card online. Ensure the website is secure by checking for  ‘https://’ in front of the URL.
  • Do not write down your PIN anywhere.
  • Regularly update your contact details with the bank.
  • In case of loss or theft, report immediately to the bank.
  • Be aware of phishing scams asking for your card details.
  • Regularly review your credit card statements for any discrepancies.

If you’re on the lookout for a credit card that provides robust security and numerous benefits, look no further than the Bajaj Finserv RBL Bank Credit Card.

Bajaj Finserv RBL Bank Credit Card benefits

  • Redeemable reward points on nearly every transaction
  • Cashback offers on transport, groceries, and fuel purchases
  • Discounts on dining and travel bookings
  • Free movie ticket every month via BookMyShow
  • Complimentary access to airport lounges
  • Fuel surcharge waivers of up to Rs. 1,200 per year
  • Annual fee waiver when you meet the minimum spending requirement per your card variant
  • Interest-free ATM cash withdrawal for up to 50 days
  • Easy EMI conversion for purchases beyond Rs. 2,500

Ready to cater to your diverse needs while safeguarding your financial information, a Bajaj Finserv RBL Bank Credit Card is your gateway to financial freedom. Apply now!

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
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  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What information is found on the front of a credit card?
The front of a credit card displays the card number, cardholder name, expiry date, and bank logo.
What are the key features on the back of a credit card?
The back of a credit card features the magnetic stripe, CVV, and signature panel. These are used for processing transactions and verifying your identity.
How can I protect the information on my credit card from fraud?
Protect your card information by never sharing your CVV or PIN, checking your account regularly, and reporting any lost or stolen cards immediately. Always handle your card with care.
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