Features and benefits

  • Instant approval

    Instant approval

    Fulfil the eligibility and document requirements to get your application approved instantly.

  • Online loan account management

    Online loan account management

    Manage your loan account through our customer portal - My Account. Track your payments and other details on the go.

  • Loan disbursal in 24 hours*

    Loan disbursal in 24 hours*

    Get the money in your bank account in just 24 hours*.

  • Convenient online application

    Convenient online application

    Complete your loan application on our website by submitting a few basic details and documents.

  • Easy repayments

    Easy repayments

    Choose a tenor of up to 96 months. Use our Personal Loan EMI Calculator to manage your finances better.

  • Substantial loan amount

    Substantial loan amount

    You can borrow up to Rs. 40 lakh from Bajaj Finserv for all your financial requirements, big or small.

  • Easy documentation

    Easy documentation

    We provide personal loans with minimal documentation. We also offer a doorstep document collection facility.

  • Attractive pre-approved offers

    Attractive pre-approved offers

    Existing customers can avail personalized pre-approved offers. Enter your name and contact details to check your offer.

  • Flexi loan facility

    Flexi loan facility

    Our Flexi loans can reduce your EMIs by around 45%*. Withdraw from your sanctioned amount without additional paperwork.

  • No hidden charges

    No hidden charges

    Bajaj Finserv offers personal loans with 100% transparency. Read the terms and conditions of your loan and make an informed decision.

*Conditions apply

Visits to the branch, long queues and lengthy documentation processes are a thing of the past. The next time you need money urgently, complete a simple application form for an online personal loan and get instant approval.

Take advantage of simplified eligibility criteria, flexible repayment tenors, and a large ticket size to get the most of Bajaj Finserv Personal Loans.

Apply online and get the money you need in 24 hours*.

Read More Read Less

Eligibility criteria

  • Nationality


    Resident Indian

  • Age bracket

    Age bracket

    Between 21 years and 80 years*

  • Credit score

    Credit score

    Check your CIBIL Score for FREE

    685 or higher

  • Employment


    Salaried individual working with an MNC, public or private limited company

To avail of an online personal loan from Bajaj Finserv, you will need to fulfil the simple eligibility criteria. Apart from this, you will also need to keep your KYC documents, your income proof, and other essential documents handy before applying for an online loan.

This will ensure that you don’t face any unnecessary delays in the processing of your personal loan.

Read More Read Less

Interest rates and charges

Bajaj Finserv offers reasonable interest rates on personal loans. Read about the fees and charges due on your loan before you avail of an online personal loan.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more