Personal Loan in Bhopal

Bhopal, the City of Lakes, is known for its heritage, vibrant culture, and growing economy. Whether it’s renovating your home in Arera Colony, managing medical bills in MP Nagar, or planning your child’s higher education, financial needs can come up anytime. That’s where a personal loan can make life easier.

With a Bajaj Finserv Personal Loan in Bhopal, you can get up to Rs. 55 lakh—with instant approval, minimal documentation, and no collateral. And the best part? It’s all online.

Check your pre-approved loan offer in Bhopal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Disbursal in a few hours*

Once approved, your loan amount is credited to your bank account within a few hours*, helping you meet urgent financial needs with ease. 

Flexible repayment tenure

Choose personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and repay it over a tenure of up to 96 months based on your financial comfort.

Minimal documents needed

Enjoy a hassle-free application process in Bhopal with only a few basic documents required – simple, fast, and convenient.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhopal with just your phone number and OTP – no need to visit the branch.

No collateral required

Get an unsecured personal loan in Bhopal without pledging assets or arranging for a guarantor. Use the personal loan EMI calculator for to estimate your EMI.

Quick online approval

Apply online for a personal loan in Bhopal from the comfort of your home and get approval in just a few minutes* through a seamless online process.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years**.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years** or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.