Personal Loan in Guwahati

Guwahati, the economic and educational hub of Northeast India, is a city on the rise. Whether you’re planning a wedding, renovating your home, managing medical bills, or financing higher education, a Bajaj Finserv Personal Loan in Guwahati gives you fast and flexible access to funds—no collateral, no paperwork, and no branch visit required.

Check your pre-approved loan offer in Guwahati with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Get up to Rs. 55 lakh, enjoy instant online approval, and receive funds in 24 hours* directly in your bank account.

Online account management

Use our customer portal, My Account, and manage your loan account online.

Avail loan up to Rs. 55 lakh

Finance high-value monetary needs with loans of up to Rs. 55 lakh.

Zero hidden fees

Bajaj Finserv levies zero hidden charges on personal loans. Check our terms and conditions for more.

Tenure options

Select from a suitable tenure of up to 96 months to repay your personal loan comfortably.

Basic documentation

Borrowers fulfilling the eligibility criteria can complete verification with some essential documents only.

Money in the bank within 24 hours*

Only 24 hours* is needed to credit the sanctioned loan amount to your account. Address your urgencies with ease.

Immediate approval

Fill up your personal loan application accurately to receive instant approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.
8. Our representative will contact you for further steps.