Personal Loan in Guwahati @ 10% Rate - Apply Online

Instant Personal Loan in Guwahati

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Guwahati, the largest metropolis in northeast India, sits along the Brahmaputra River and is renowned for its Kamakhya Temple and rich biodiversity. As a bustling hub for industries like petroleum and tea manufacturing, it thrives as a key gateway to the region. For those seeking an urgent loan in Guwahati, Bajaj Finserv offers tailored solutions. As a trusted personal loan provider in Guwahati, they help residents meet various needs with affordable personal loans in Guwahati.

Online account management

Log in to customer portal – Experia and manage your loan account online.
Avail loan up to Rs. 55 lakh

Finance high-value monetary needs with loans of up to Rs. 55 lakh.
Zero hidden fees

Bajaj Finserv levies zero hidden charges on personal loans. Check our terms and conditions for more.
Tenor options

Select from a suitable tenor of up to 96 months to repay your personal loan comfortably.
Basic documentation

Borrowers fulfilling the eligibility criteria can complete verification with some essential documents only.
Money in the bank within 24 hours*

Only 24 hours* is needed to credit the sanctioned loan amount to your account. Address your urgencies with ease.
Immediate approval

Fill up your personal loan application accurately to receive instant approval.
Flexibility

Reduce your EMIs by up to 45%* with the innovative Flexi loan facility.

Types of Personal Loan in Guwahati

Bajaj Finserv provides various personal loans in Guwahati tailored to meet diverse needs. Whether you’re planning a trip or facing unexpected expenses, here are some popular loan types:

Fulfill your wanderlust with a personal loan for travel to explore dream destinations.
Plan a grand celebration by availing a personal loan for wedding and make every moment special.
Invest in education effortlessly with a personal loan for higher education to fund tuition or study abroad.
Tackle unexpected medical bills quickly with a personal loan for medical emergency.
Upgrade or renovate your home using a personal loan for home expenses to cover related costs.

Calculate Your Personal Loan EMIs

Understanding your monthly obligations is crucial before availing a personal loan in Guwahati. Bajaj Finserv offers a simple and efficient personal loan EMI calculator to help you plan your finances better.

By entering details like the loan amount, tenure, and interest rate, you can get a clear estimate of your EMIs. This ensures you choose a repayment plan that suits your budget, whether you're planning a wedding, pursuing higher education, or managing urgent expenses.

Use this tool to make informed decisions and enjoy the benefits of affordable borrowing. Start calculating today to explore your loan options with confidence.

*Conditions apply

Documents required to apply for a personal loan in Guwahati

Below are the documents required for personal loan that need to be submitted when applying for a Bajaj Finance Personal Loan. These include ID proof, address proof, and income statements.

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months

Bajaj Finserv offers personal loans in Guwahati at competitive interest rates, ensuring affordability for borrowers. The interest rates are designed to suit diverse financial needs, whether for travel, education, or emergencies. Use the loan interest calculator to estimate your interest payable accurately. This tool helps you plan repayments effectively, ensuring a seamless borrowing experience.

How to Apply for a Personal Loan in Guwahati, Assam?

Step-by-step guide to apply for a personal loan

Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
Enter your 10-digit mobile number and the OTP sent to your phone.
Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
Now, click on ‘PROCEED’ to visit the loan selection page.
Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

Frequently asked questions

Bajaj Finance Limited offers a personal loan in Guwahati of up to Rs. 55 lakh lakh with minimal documentation.

To repay your personal loan in Guwahati, visit the branch. You can also use online banking services to transfer funds from your account to the loan account. Set up automatic payments for convenience and ensure timely repayments to avoid penalties and maintain a good credit score.

Yes, personal loans in Guwahati often come with balance transfer options. You can transfer your existing personal loan to another lender offering better terms and interest rates. This allows you to save on interest costs and manage your finances more efficiently. It's advisable to compare offers from different lenders before making a decision.

Yes, many lenders in Guwahati offer top-up facilities with personal loans. If you have an existing personal loan and need additional funds, you can apply for a top-up loan. Check with your lender for specific details.

No, personal loans in Guwahati are unsecured and don’t require collateral.

Tax exemptions apply only if the loan is used for specific purposes like education or home renovation.

Yes, Bajaj Finserv considers applications with low salaries based on eligibility criteria and repayment capacity.

The minimum income requirement varies but typically starts at ₹15,000 per month for salaried individuals.

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