Bajaj Finserv in your state

Assam is one of India’s seven sisters and a major state in the country’s northeast. Besides being Asia’s first-ever site for oil drilling, the state is known for its tea and silk. It is also home to the endangered one-horned rhino.

Residents of Assam can apply for a personal loan from Bajaj Finserv. We have 15 branches across the state. Walk into our nearest branch or apply for loans online for more convenience.

Features and benefits of personal loan in Assam

  • Collateral-free

    Collateral-free

    Bajaj Finserv brings unsecured personal loans, which means no collateral is required.
  • Online loan management

    Online loan management

    Manage personal loan finance with ease through our online account facility.

  • Reduced EMIs

    Reduced EMIs

    With Flexi loans, reduce EMIs by up to 45%*. Repay with a surplus or at the tenor’s end.

  • Fuss-free documentation

    Fuss-free documentation

    A few essential documents are needed to complete the documentation process.
  • Loan of up to Rs. 40 lakh

    Loan of up to Rs. 40 lakh

    Borrowers in Assam can avail of up to Rs. 40 lakh. Use our personal loan EMI calculator for precise assessment.

  • Quick approval

    Quick approval

    Bajaj Finserv offers the fastest approvals so that you address all urgencies without delay.
  • Money within 24 hours*

    Money within 24 hours*

    Receive the approved funds in the account within 24 hours*.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers can ease the process of taking a loan and save time. Check your pre-approved offers online.

  • Flexible options

    Flexible options

    Loan repayment tenor of up to 96 months allow you to choose a period that suits you the best.

  • Zero hidden charges

    Zero hidden charges

    Be assured of no underlying charges as Bajaj Finserv offers a 100% transparent policy.

Assam is one of the world’s richest biodiversity zones and is one of the few remaining hubs of the one-horned rhino. Reserved forests and national parks protect the rainforests, riverine orchards, grasslands, bamboo orchards, and several wetland ecosystems. Two prominent examples are the Kaziranga National Park and the Manas Wildlife Sanctuary.

The state’s economy depends primarily on oil and agriculture. Over half of India’s tea is produced in Assam. Possessing close to a quarter of India’s oil reserves, the state accounts for around 12% of the country’s total petroleum production. Other significant economic contributors are the tourism, handloom and handicraft industries.

A reputable private financer, Bajaj Finserv helps fulfil the monetary requirements of residents of Assam through unsecured personal loans. Borrowers can get instant approval on a loan application submitted online. Upon approval, the money is credited to the borrower’s account within 24 hours*. Choose Bajaj Finserv to get risk-free credit at attractive rates of interest.

*Conditions apply

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Eligibility criteria for personal loan in Assam

Borrowers must fulfil the following personal loan eligibility criteria to get a Bajaj Finserv Personal Loan in Assam:

  • Nationality

    Nationality

    Indian, resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/public limited company

  • Credit score

    Credit score

    Above 685

  • Age

    Age

    Between 21 years to 80 years*

  • Income

    Income

    Refer to our city list for minimum salary requirements

You can get a loan of up to Rs. 40 lakh, depending on how you meet the eligibility criteria. Download the Bajaj Finserv app or opt for our online account management facility. Stay updated regarding your repayment schedule and other details with only a few clicks.

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Interest rates and charges for personal loan in Assam

Enjoy the most affordable rate of interest on unsecured personal loans in Assam.

Frequently asked questions

What happens if I don’t pay the secure fee?

If you fail to pay the nominal secure fee when availing of the loan, you may not receive the benefits of an instant loan.

Is my information safe on this portal?

As one of the leading lenders in India, Bajaj Finserv ensures the safety of your information with a secure application system.

What is the part-prepayment fee for a personal loan?

There are no part-prepayment or foreclosure charges imposed on a personal loan.

How to track my online loan application status?

Simply download the customer portal – Experia on your mobile phone to track your application status. Alternatively, check via our official website.

Walk into the nearest branch to check your application status offline with your application number and registered mobile number.
 

Why should I use a Bajaj Finserv EMI Calculator?

Use the online EMI calculator to compute the total interest payable, EMIs and total loan cost, including principal and interest rate. Enter the loan amount you require, the interest rate and your preferred tenor.

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