Personal Loan in Sonipat

Personal Loan in Sonipat

Check your eligibility for personal loan in Sonipat with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Sonipat

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Living in Sonipat and need funds for a major purchase or unexpected expenses? Whether it’s for a wedding, education, medical emergency, or home renovation, a Bajaj Finserv Personal Loan in Sonipat offers instant financial support—up to Rs. 55 lakh, without any collateral.


    Enjoy a fast, 100% digital application process, minimal documentation, and disbursal within 24 hours* of approval.


    ✅ Check your pre-approved loan offer in Sonipat with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Located in Haryana and part of the National Capital Region (NCR), Sonipat is a rapidly developing city with strong industrial, educational, and real estate sectors. With its proximity to Delhi and robust infrastructure, residents here often seek convenient financing to manage both personal and professional aspirations.


Whether you're a salaried employee, business owner, or professional—access to a personal loan in Sonipat ensures your needs are never delayed.


*Terms and conditions apply

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Features and benefits of a personal loan in Sonipat

  • Zero collateral

    Avail unsecured personal loans from Bajaj Finserv. Here, you need not keep any assets as collateral.

  • Immediate approval online

    Address any monetary urgency effortlessly with instant loan approvals.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Sonipat with just your phone number and OTP – no need to visit the branch.

  • Transparency

    Being trusted private lenders, we impose no underlying charges on loans. Read the terms and conditions for more.

  • Basic documents

    For verification, provide some of the basic documents only.

  • High loan amount

    Eligible borrowers can apply for a personal loan from Rs. 40,000 to Rs. 55 lakh and cover multiple needs instantly.

  • Tenure options

    It’s now easy to make personal loan repayment with a longer tenure of up to 108 months.

  • Money within 24 hours*

    Within 24 hours*, the money shall be credited directly to your account.

  • Easy online access

    Our customer portal, My Account provides easy access to your loan account 24x7.

Sonipat is among the rapidly growing cities in the state with a rich heritage. The city preserves several ancient buildings with Mughal architecture. A notable attraction is the Khwaja Khizr tomb. Economy-wise, Sonipat is primarily agro-based and cultivates major crops like rice, wheat, cotton, maize, sugarcane, pulses and many more.

Besides, 6 HSIIDC industrial estates with a host of big and small industries have been developed here. The city also houses reputed educational institutions, including the Rajiv Gandhi Education Society.


 

A Bajaj Finserv Personal Loan can fulfil all your financial needs in Sonipat. Cover your expenses or invest strategically using larger amounts of up to Rs. 55 lakh. We provide attractive personal loan interest rates in the market with flexible terms and conditions. To apply online, just fill in the online application form. Submit along with the necessary documents for immediate approval.


 

*Conditions apply

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Eligibility criteria and documents for personal loan in Sonipat

You can easily get the funds you need in Sonipat with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Sonipat

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000