Features and Benefits of Personal Loan in Perundurai
Perundurai is an up and coming city in the state of Tamil Nadu. It has grown to be an industrial centre with Special Economic Zone (SEZ) complex and SIPCOT industrial estate. The SIPCOT in the city is the 2nd largest in Asia. Its economy is driven by the textile industry, which attracts a large population from Coimbatore, Salem, and Erode to work here.
Get a personal loan in Perundurai from India’s leading private financier Bajaj Finserv to easily meet urgent expenses.
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Easy account management
Conveniently manage your account with our customer portal, Experia. Check your private finance loan details, such as outstanding loan amount, EMI due dates and EMI outflow, conveniently through the app.
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No collateral
Bajaj Finserv does not require any collateral to sanction a personal loan in Perundurai. Fulfil the basic eligibility criteria and documents for loan approval.
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Pre-approved offers
Avail the pre-approved personal loan offer for you for a simple and quick approval process. Provide your name and phone number to check your pre-approved offer.
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Instant loan approval
Fill out the personal loan application form and benefit from instant approval on your application from Bajaj Finserv, one of the leading loan providers of India.
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Quick disbursal
Get funds credited to your bank account within 12 hours* of your instant loan approval.
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High loan amount
Meet your various financial obligations such as medical emergency, child’s education, travel and wedding with a personal loan of up to Rs.25 lakh.
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Zero hidden charges
Personal loan finance from Bajaj Finserv does not come with any hidden charges or fees. Refer to the terms and conditions and learn about the nominal charges applicable.
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Minimal documentation
Apply for a Bajaj Finserv Personal Loan in Perundurai by submitting only a few essential documents.
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Flexi loan facility
Withdraw funds as per your convenience from your loan account with the flexi loan facility. Pay interest only on the loan amount you utilise. Save up to 45% on EMIs by paying interest-only monthly instalments for the initial part of the tenor.
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Multiple tenor options
Bajaj Finserv provides flexible repayment tenors of up to 60 months. Compare your instalments across different tenors using the Bajaj Finserv Personal Loan EMI Calculator to plan your finances.
Eligibility Criteria for Personal Loan in Perundurai
Meet the easy and simple personal loan eligibility criteria to avail the instant loan.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates on a Personal Loan in Perundurai
Competitive personal loan interest rates and processing fees make it a suitable choice to meet urgent financial needs.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
New customers can reach out to us at 1800-103-3535 or type “PL” and SMS at 9773633633 to learn about certain details regarding the personal loan in Perundurai.
Existing customers can contact us at 020-3957-5152 or email us at personalloans1@bajajfinserv.in.
*Conditions apply
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Congratulations! You have a pre-approved personal loan/top-up offer.