Bajaj Finserv in your city

Perundurai has emerged as a prominent industrial centre with a special economic zone (SEZ) complex and SIPCOT industrial estate in Tamil Nadu.

To help the residents of this city get instant access to financing, Bajaj Finserv offers personal loans in Perundurai. Get the money you need with instant approval and repay it over convenient tenors. Visit a branch near you or apply online to get started.

Features and benefits of Personal Loan in Perundurai

  • Instant loan approval

    Instant loan approval

    Fill out the personal loan application form online for instant approval and other exclusive benefits.

  • Online account management

    Online account management

    Track EMI outflow, payment due dates, outstanding principal and more from our customer portal – Experia.

  • Tenor options

    Tenor options

    Tenors of up to 60 months make repayment hassle-free. Choose wisely with the help of the Bajaj Finserv Personal Loan EMI calculator.

  • High loan amount

    High loan amount

    Cover expenses of child’s education, medical emergency, wedding, travel, etc., with loans up to Rs. 25 lakh.

  • No collateral

    No collateral

    Bajaj Finserv demands no collateral. Only fulfil the eligibility criteria and submit documents necessary for loan approval.

  • Pre-approved offers

    Pre-approved offers

    Avail of pre-approved offers and ensure a streamlined and quick loan application process. Provide basic details to know what offers you qualify for.

  • Zero hidden charges

    Zero hidden charges

    Apart from a nominal processing fee, you do not need to pay any other charges to avail of the loan. We offer 100% transparency in loan terms and conditions.

  • Minimal documentation

    Minimal documentation

    Provide your KYC documents and income proof to complete a hassle-free documentation process with Bajaj Finserv.

  • Flexi loan facility

    Flexi loan facility

    Reduce up to 45%* on EMIs using our convenient Flexi loan facility.

  • Quick transfer of funds

    Quick transfer of funds

    Get the money in your bank account within 24 hours* of approval.

The economy of Perundurai is driven by the textile industry, which attracts a large population from Coimbatore, Salem and Erode to work here. In terms of opportunities, the Government Erode Medical College and the fourth Parryware Roca manufacturing unit are functional in this town. Perundurai’s educational facilities include some top schools and engineering.

A personal loan in Perundurai proves beneficial for people facing financial crises. With Bajaj Finserv, borrowers can enjoy multiple benefits and a 100% transparent policy. No hidden charges are imposed on the loan, assuring its affordability.

*Conditions apply

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Eligibility criteria for a personal loan in Perundurai

Meet the easy and simple personal loan eligibility criteria. It quickens the approval process of your application.

  • Citizenship

    Citizenship

    Indian national, living in the country

  • Age

    Age

    Between 21 years to 67 years*

  • Credit rating

    Credit rating

    CIBIL score of 750 or above

  • Employment

    Employment

    Salaried individual employed at a private or public company or an MNC

  • Monthly income

    Monthly income

    This is based on your city of residence. Check the city list

Know the documents needed to submit and keep those handy. Any incorrect or invalid document can lead to the rejection of your loan application. Learn more from our app by downloading and logging in.

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Interest rates and charges on a personal loan in Perundurai

Our reasonable personal loan interest rates and processing fees make the loan affordable for borrowers in Perundurai.

Frequently asked questions

How can I lower my EMIs to reduce the financial burden?

Selecting a more extended repayment tenor lowers the loan EMIs. However, this increases the total payable interest on maturity. Alternatively, opt for our unique Flexi loan facility where you pay interest only on the funds utilised and lower up to 45%* on your EMIs for the initial part of the tenor.

How should I calculate the monthly instalments?

You need not calculate the EMIs manually. Simply use the Bajaj Finserv EMI Calculator, which instantly displays your EMIs, total payable interest, and loan cost.

Where will I receive the approved loan amount?

The entire loan amount will be credited to your bank account after approval and successful verification.

Are there part pre-payment charges involved?

Yes. Borrowers have to pay nominal part pre-payment charges of 2%. Note that taxes are also applicable to the paid part pre-payment amount.

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