Bajaj Finserv in your city
Perundurai has emerged as a prominent industrial centre with a special economic zone (SEZ) complex and SIPCOT industrial estate in Tamil Nadu.
To help the residents of this city get instant access to financing, Bajaj Finserv offers personal loans in Perundurai. Get the money you need with instant approval and repay it over convenient tenors. Visit a branch near you or apply online to get started.
Features and benefits of Personal Loan in Perundurai
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Instant loan approval
Fill out the personal loan application form online for instant approval and other exclusive benefits.
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Online account management
Track EMI outflow, payment due dates, outstanding principal and more from our customer portal – Experia.
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Tenor options
Tenors of up to 96 months make repayment hassle-free. Choose wisely with the help of the Bajaj Finserv Personal Loan EMI calculator.
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High loan amount
Cover expenses of child’s education, medical emergency, wedding, travel, etc., with loans up to Rs. 40 lakh.
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No collateral
Bajaj Finserv demands no collateral. Only fulfil the eligibility criteria and submit documents necessary for loan approval.
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Pre-approved offers
Avail of pre-approved offers and ensure a streamlined and quick loan application process. Provide basic details to know what offers you qualify for.
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Zero hidden charges
Apart from a nominal processing fee, you do not need to pay any other charges to avail of the loan. We offer 100% transparency in loan terms and conditions.
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Minimal documentation
Provide your KYC documents and income proof to complete a hassle-free documentation process with Bajaj Finserv.
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Flexi loan facility
Reduce up to 45%* on EMIs using our convenient Flexi loan facility.
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Quick transfer of funds
Get the money in your bank account within 24 hours* of approval.
The economy of Perundurai is driven by the textile industry, which attracts a large population from Coimbatore, Salem and Erode to work here. In terms of opportunities, the Government Erode Medical College and the fourth Parryware Roca manufacturing unit are functional in this town. Perundurai’s educational facilities include some top schools and engineering.
A personal loan in Perundurai proves beneficial for people facing financial crises. With Bajaj Finserv, borrowers can enjoy multiple benefits and a 100% transparent policy. No hidden charges are imposed on the loan, assuring its affordability.
*Conditions apply
Eligibility criteria for a personal loan in Perundurai
Meet the easy and simple personal loan eligibility criteria. It quickens the approval process of your application.
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Citizenship
Indian national, living in the country
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Age
Between 21 years to 80 years*
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Credit rating
CIBIL score of 685 or above
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Employment
Salaried individual employed at a private or public company or an MNC
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Monthly income
This is based on your city of residence. Check the city list
Know the documents needed to submit and keep those handy. Any incorrect or invalid document can lead to the rejection of your loan application. Learn more from our app by downloading and logging in.
Interest rates and charges on a personal loan in Perundurai
Our reasonable personal loan interest rates and processing fees make the loan affordable for borrowers in Perundurai.
Frequently asked questions
Selecting a more extended repayment tenor lowers the loan EMIs. However, this increases the total payable interest on maturity. Alternatively, opt for our unique Flexi loan facility where you pay interest only on the funds utilised and lower up to 45%* on your EMIs for the initial part of the tenor.
You need not calculate the EMIs manually. Simply use the Bajaj Finserv EMI Calculator, which instantly displays your EMIs, total payable interest, and loan cost.
The entire loan amount will be credited to your bank account after approval and successful verification.
Borrowers who have opted for term loan have to pay part-prepayment charges up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment. Part-prepayment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid variant of loan.
