Features and Benefits of Personal Loan in Motihari
Motihari, headquarter of East Champaran district in Bihar, is known for its pivotal role in the revolt against British rule.
It is located 165 km away from Patna and is a popular market place. It is also popular among individuals looking to pursue higher education in the state.
Individuals can avail a personal loan in Motihari from Bajaj Finserv to fulfil all funding requirements to meet any expenses.
Bajaj Finserv provides personal loan finance with numerous advantages, making it an ideal short-term monetary advance.
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Zero hidden charges
Loan provider Bajaj Finserv levies no hidden charges on Personal Loans, ensuring complete transparency in the loan sanction process. Go through terms and conditions for more information.
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Limited document requirement
Fill online application form and provide basic documents. Submit KYC documents, income proof, and a few other documents to our loan agents or representatives at your doorstep for approval.
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Hefty loan value
Private financiers like Bajaj Finserv provide high-value Personal Loans amounting up to Rs.25 lakh. Availed advances can be used to meet any personal needs thanks to zero end-usage restrictions.
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Unsecured advances
No collateral is required to avail a private finance loan from Bajaj Finserv.
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Customised repayment tenor
Choose an ideal loan tenor available till up to 60 months for easy repayment. Borrowers can plan out their finances accordingly through our EMI calculator for personal loan.
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Pre-approved offer
Bajaj Finserv brings pre-approved offers on personal loans which make the process quick and easy. Check your pre-approved offer by providing your name and phone number.
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Instant approval
Private lenders such as Bajaj Finserv approve personal loans quickly. Gather adequate funding to meet emergency expenses in least time.
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Rapid disbursal
Find the instant loan disbursed to your loan account within 12 hours* of approval.
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Flexi personal loans
Bajaj Finserv offers Flexi Loan facility which can help you lower your EMIs by up to 45%. Enjoy multiple withdrawal benefits and pay interest only on the availed amount for the initial part of the tenor.
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Manage account online
Receive updates about upcoming EMI due dates, send feedback and get assistance regarding queries on the customer portal Experia.
Eligibility Criteria for Personal Loan in Motihari
Meet only some basic personal loan eligibility criteria for loan approval.
| Eligibility Criteria | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | 750 or more |
Interest Rates and Charges on Personal Loan in Motihari
Check the affordable personal loan interest rates and charges applicable to plan your finances.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
If you are an existing customer, call 020-3957 5152 or send an e-mail at personalloans1@bajajfinserv.in to know more about Personal Loans in Motihari.
New Customers can call the toll-free number 1800-103-3535 or send a message ‘PL’ to 97736333633 regarding the same.
*Conditions apply
