Personal Loan in Dhule

Personal Loan in Dhule

Check your eligibility for personal loan in Dhule with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

Videos

Videos

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Dhule

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Located in northern Maharashtra, Dhule is known for its growing textile industries, educational institutes, and agricultural trade. Whether you are expanding your business, paying for higher education, renovating your home, or covering medical costs, a Bajaj Finance Personal Loan can help you meet your needs quickly. With a fully online application process, instant approvals, and flexible repayment options, getting funds in Dhule is simple and stress-free.


    ✅ Check your pre-approved loan offer in Dhule with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Features and benefits of a personal loan in Dhule

  • A high sum of Rs. 55 lakh

    Qualify for a high financing personal loan amount ranging from Rs. 40,000 to Rs. 55 lakh without collateral and use the funds for various purposes. 


     

  • Instant approval

    On meeting eligibility, we approve the loan within minutes so that you can tackle any emergency with ease.

  • Minimal documentation

    Submit only a handful of documents and speed up the loan approval process. Don't forget to check the personal loan eligibility criteria. 

  • No hidden charges

    Bajaj Finserv Personal Loan is free from any hidden charges. Check the terms and conditions beforehand to know more.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Dhule with just your phone number and OTP – no need to visit the branch.

  • Money in 24 hours*

    The approved amount takes 24 hours* to reach your account. Once received, you can use the funds immediately.

  • Manage account online

    Log in to the My Account portal and avail of loans faster and more efficiently. Check repayment status now.

  • No collateral needed

    Avail of a personal loan from Bajaj Finance without keeping an asset as security and qualify for it easily.

  • Flexible tenure

    Choose the right tenure ranging from 12 months to 96 months for easy and convenient EMI payment.

Dhule is the primary economic hub of Maharashtra. It is home to Asia’s largest windmills and solar power plant. This region is developing at a rapid pace owing to the establishment of several industries.


The residents of this city can finance their business or any other expenses easily with a personal loan from Bajaj Finance. The competitive interest rates and minimal additional charges make this loan suitable for all. One only needs to meet the simple eligibility criteria and submit the basic documents to get the funds.


Contact your nearest branch or apply online.


*Conditions apply

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Eligibility criteria and documents for personal loan in Dhule

You can easily get the funds you need in Dhule with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried
       

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Dhule

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000