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Avail an Instant Personal Loan Without Leaving your Home

  • Highlights

  • 100% digital processing lets you avail funds at any time

  • No documentation needed, just check your pre-approved offer

  • Money transferred to your account in less than 20 minutes

  • Online disbursal, so you can get funds without leaving home

An immediate need for funds can crop up at any time. You may need money to take care of a medical emergency, for instance, or to consolidate your credit card debt. To help you meet such urgent requirements, Bajaj Finserv, one of India’s leading non-banking financial companies, brings to you a digital personal loan that can be availed right from your home.

No queues, no processing delays, no documentation, and no collateral – simply money, kept ready for you, available whenever you need it. All you have to do is check your pre-approved offer from Bajaj Finserv and select the amount you wish to borrow. The funds will be transferred to your account real-time – in just 20 minutes.

Here’s how this instant digital personal loan gives you an easy and affordable way to meet sudden expenses.

1. You Can Get the Money you Need Instantly

If you are an existing Bajaj Finserv customer, you can avail your exclusive pre-approved offer to get money, with just two clicks. With the fastest personal loan disbursal process in India, Bajaj Finserv then deposits the funds in your bank account immediately, so you can get money right when you need it.

2. No Paperwork Means No Processing Delays

This personal loan offering by Bajaj Finserv is applied for, and disbursed, completely online. Having a pre-approved offer also means that your details have been verified, and you do not need to submit any paperwork, income proof, or other documentation in order to avail funds.

Additional Read: Benefits of Bajaj Finserv Personal Loan

The seamless online process additionally means that you can get funds at any time you want them – be it late on a Sunday night, or a Wednesday afternoon. That too, without even leaving your couch.

3. A High Loan Sanction Helps you Meet Expenses Easily

When you take a Bajaj Finserv Personal Loan, you don’t just get your money fast – you also get ample funds for your needs, based on how well you meet the personal loan eligibility criteria specified on our website. You can then use these funds to any purpose, without any restriction.

The loan can be used to deal with the cost of home renovation, higher education, medical care, travel, weddings, and even to consolidate your debts and make them easier to repay.

4. You Can Get a Loan Without Collateral

To make the digital loan even more convenient and easy to avail, there is no requirement for collateral from your end. With no extra paperwork involved in verifying your assets as security against the loan, you can get money quickly, and without adding to your financial burden.

5. No Hidden Fees or Charges

Bajaj digital personal loans come with clearly stated fees and charges, and attractive interest rates that make it easy to repay the loan. However, it is important that you read through the loan agreement carefully, and go through all the charges listed in it, so that you are aware of every aspect of your borrowing.

Additional Read: How to Lower Your EMIs by 45%?

Some of the charges you should pay attention to include secure fee, processing fee, EMI bounce charges, fees for part prepayment and foreclosing the loan, and penal interest.

6. Flexible Repayment Plans

When you take a Personal Loan, you get a tenor that ranges up to 60 months, in which to repay your loan. To add to the ease of a long tenor, you also get the option to pay just the interest on the loan as your EMIs, for the initial part of the tenor, when you choose the Flexi Loan facility. This reduces your EMIs by up to 45%, thus making it even easier for you to manage your finances.

With these benefits, Bajaj Finserv Personal Loans are the ideal choice for when you need funds in a jiffy. Avail your pre-approved offer now, and get a deal that is customised to your needs, instantly.

The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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