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Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Dharwad
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Managing finances effectively is crucial, especially when unexpected expenses arise. Whether you need funds for a medical emergency, a wedding, home renovation, or higher education, a personal loan in Dharwad can be a practical solution. Bajaj Finance offers tailored personal loans with competitive interest rates and flexible repayment options, making it easier for residents of Dharwad to access funds quickly and conveniently.
✅Check your pre-approved loan offer in Dharwad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of a personal loan in Dharwad
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Flexible repayment tenure
Use an online personal loan EMI calculator and choose a tenure for up to 108 months.
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Less paperwork
Get a personal loan from Bajaj Finance with minimal documentation and qualify for the fund immediately.
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Easy access to account
Manage your personal loan account by logging in to customer portal - My Account. Check notifications anytime, anywhere.
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Get money within 24 hours*
Fulfil the personal loan eligibility criteria and get the funds in your account within 24 hours* of approval.
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Transparency in costs
Bajaj Finance has transparent terms and conditions that make loan availing hassle-free.
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Check pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Dharwad with just your phone number and OTP – no need to visit the branch.
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Collateral-free loan up to Rs. 55 lakh
Get a loan of up to Rs. 55 lakh without collateral. Check the eligibility and submit the application form to get instant funds.
Dharwad is a city located almost 430 kms from Bengaluru and is a highly industrialised centre. The economic growth of this city is mainly driven by animal husbandry, floriculture, sericulture and the food sector.
Residents of this city often seek a personal loan from Bajaj Finance to fulfil diverse financial requirements. The easy-to-meet eligibility criteria and lesser documentation make it easier to get instant funds without difficulty. For an online application, fill up the personal loan application form and submit it. Once the eligibility criteria and documents get verified, the loan approval takes only a few minutes.
To get a personal loan from us and address any financial emergency with ease, reach out to us today.
*Condition apply
Eligibility criteria and documents for personal loan in Dharwad
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Dharwad
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000