Personal Loan in Dharwad

Managing finances effectively is crucial, especially when unexpected expenses arise. Whether you need funds for a medical emergency, a wedding, home renovation, or higher education, a personal loan in Dharwad can be a practical solution. Bajaj Finance offers tailored personal loans with competitive interest rates and flexible repayment options, making it easier for residents of Dharwad to access funds quickly and conveniently.

✅Check your pre-approved loan offer in Dharwad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Flexible repayment tenure

Use an online personal loan EMI calculator and choose a tenure for up to 96 months.

Less paperwork

Get a personal loan from Bajaj Finance with minimal documentation and qualify for the fund immediately.

Easy access to account

Manage your personal loan account by logging in to customer portal - My Account. Check notifications anytime, anywhere.

Get money within 24 hours*

Fulfil the personal loan eligibility criteria and get the funds in your account within 24 hours* of approval.

Transparency in costs

Bajaj Finance has transparent terms and conditions that make loan availing hassle-free.

Check pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Dharwad with just your phone number and OTP – no need to visit the branch.

Collateral-free loan up to Rs. 55 lakh

Get a loan of up to Rs. 55 lakh without collateral. Check the eligibility and submit the application form to get instant funds.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.