Personal Loan in Chandrapur

Personal Loan in Chandrapur

Check your eligibility for personal loan in Chandrapur with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Chandrapur

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • If you are looking for a reliable financial solution to meet your personal needs in Chandrapur, a Bajaj Finserv Personal Loan could be the ideal choice. Whether it is for a medical emergency, wedding expenses, home renovation, or travel plans, personal loans provide a quick and hassle-free way to access funds. With Bajaj Finserv, you can enjoy competitive interest rates, minimal documentation, and instant approval, making the process seamless and convenient.


    Check your pre-approved loan offer in Chandrapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of Bajaj Finance Personal Loans in Chandrapur

  • Large loan amounts

    Bajaj Finance provides personal loans with a flexible range of loan amounts of up to Rs. 55 lakh, at competitive personal loans interest rates allowing borrowers to choose an amount that suits their financial requirements.

  • Quick approval and disbursal

    Bajaj Finance Limited is known for its efficient and quick personal loan application process. Once the application is submitted with all required documents, the approval and disbursal of the loan amount are expedited, providing timely financial assistance to the borrowers.

  • Minimal documentation

    The personal loan application process with Bajaj Finance involves minimal documentation, streamlining the process for borrowers. This reduces the hassle and ensures a smoother and quicker approval process.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Chandrapur with just your phone number and OTP – no need to visit the branch.

  • Flexible repayment options

    Borrowers have the flexibility to choose from various repayment options ranging up to 108 months, including easy EMIs, making it convenient for them to repay the loan without straining their finances. This flexibility enhances the borrower's overall experience with the loan.

  • No collateral

    Bajaj Finance Personal Loans stand out for their no-collateral requirement. This feature makes the loan accessible to individuals without the need for pledging assets. Borrowers can secure financial assistance without risking their valuable assets, ensuring a convenient and unsecured borrowing experience with Bajaj Finance Limited.

Our Personal Loan branches in Chandrapur

Personal Loan in Gandhi Chowk, Chandrapur

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Chandrapur

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Chandrapur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000