Instant Personal Loan in Pune

Pune, Maharashtra's second-largest metropolitan city, is a prominent IT hub and key centre for automobile and manufacturing industries. Known as the "Oxford of India," it boasts numerous educational institutions attracting both domestic and international students. Pune's rich history includes being home to India's first indigenously run girls' school, established by Savitribai and Jyotirao Phule, reflecting the city's progressive educational legacy.
 

Bajaj Finance provides instant personal loans in Pune to cater to diverse financial requirements, including education, travel, or unforeseen emergencies. With 15 conveniently located branches across Pune and an easy online application process, obtaining a personal loan in Pune becomes seamless. Enjoy swift approvals and disbursals designed for the city’s bustling lifestyle. You can also check for pre-approved offers in Pune through a fully digital process, eliminating the need to visit a branch.
 

✅  Check your pre-approved loan offer in Pune with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

Flexible financing for Pune residents: Benefit from flexible tenure ranging from 12 months to 96 months and the option for Flexi loans, ensuring convenient repayment tailored to your situation and income patterns. Know more about our personal loan and its features.

1. Loan within 24 hours*

   Money is credited to your bank account within 24 hours* of approval, allowing you to start utilising funds immediately to address emergencies or time-sensitive opportunities.
    

2. Flexible tenure options

   Extended tenures of up to 96 months ensure flexibility and ease of repayment. Choose wisely and check beforehand using an online EMI calculator to plan your finances effectively.
    

3. Easy eligibility and documentation

   Simplified loan eligibility criteria and minimal document requirements make it easy to qualify for credit without complicated procedures.
    

4. Quick loan approval

   Address your immediate monetary needs with instant approval on your online application—perfect for Pune's dynamic business environment.
    

5. Higher loan amounts

   Apply for a personal loan of up to Rs. 55 lakh. Meet the eligibility criteria to get the substantial funding you need.

   
   
6. Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP – no need to visit the branch.
 

Uses of instant personal loan in Pune

One of the biggest advantages of a personal loan is its versatility. You can manage both small and large expenses across various life situations:
 

1. Travel financing: Fulfil your wanderlust with a personal loan for travel to explore dream destinations, whether domestic hill stations or international adventures.
2. Wedding celebrations: Plan a grand Maharashtrian wedding by availing a personal loan for wedding and make every moment special with traditional ceremonies and modern celebrations.
3. Education investment: Invest in education effortlessly with a personal loan for higher education to fund tuition at Pune's renowned institutions or study abroad programs.
4. Medical emergency support: Tackle unexpected medical bills quickly with a personal loan for medical emergency, accessing Pune's excellent healthcare facilities without financial stress.
5. Business expansion: Support your startup or expand existing business operations in Pune's thriving entrepreneurial ecosystem.
6. Property down payment: Secure your dream home in Pune's growing real estate market with funds for down payments and related expenses.
    

With our personal loans in Pune, you get quick disbursal, making them highly useful for managing urgent expenses and unexpected emergencies. If you are looking for competitive personal loan interest rates in Pune, our loan options offer excellent value and fast access to funds.

How to calculate personal loan EMI in pune

You can use our personal loan EMI calculator to calculate your monthly instalment based on tenure, interest rate, and loan amount. The calculation uses the standard EMI formula:
 

EMI Formula:
E = P × r × (1+r)^n / ((1+r)^n-1)

Where:
• E = EMI (Equated Monthly Instalment)
• P = Principal loan amount
• r = Monthly interest rate
• n = Tenure in months
 

EMI calculation example:

Loan scenario: Bajaj Finserv Personal Loan of Rs. 1 lakh at 14% p.a. interest for tenure of 2 years

Result: Your monthly EMI would be approximately Rs. 4,801

Planning tip: Use the EMI calculator to compare different loan amounts and tenures. This helps you choose the most suitable option that aligns with your monthly budget and financial goals. Use the interest calculator to get accurate repayment details based on the latest rates for a personal loan.

To apply for a personal loan in Pune, follow these simple steps for a hassle-free process:
 

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Our personal loan branches in Pune