Doctor Loan

Bajaj Finserv offers doctor loans of up to Rs. 80 lakh. You can check the doctor loan amount pre-approved for you by sharing a few basic details with us. Alternatively, you can enter your details in the online form and apply for a doctor loan.

A Flexi Hybrid Term Loan and a Term Loan are two variants of doctor loans offered by Bajaj Finserv.

A Term Loan is a regular doctor loan, where you avail of the amount you need and repay it over the loan tenure. Your instalments comprise an interest component and a principal component, and the EMI amount remains fixed throughout the tenure.

The Flexi Term Loan is a smart loan option that gives you access to a loan limit that you can withdraw from and repay as per your convenience. With the Flexi Hybrid Term Loan, you have the option of interest-only EMIs for the initial part of the tenure.

As the name suggests, the Flexi variants are more flexible, and offer you the chance to reduce the burden of loan repayments.

If you are a pre-approved customer of Bajaj Finserv, you can check your doctor loan offer by entering your name and phone number here. With pre-approved offers of up to Rs. 80 lakh, applying for a doctor loan is quick and easy.

If you are new to Bajaj Finserv, you can apply for a doctor loan by filling up the online application form and submitting your KYC and other documents. Make sure you read about the documents required and the eligibility criteria before applying for a doctor loan.

There are several different types of doctor loans available to medical professionals, including bank loans, lines of credit, working capital loans, and equipment financing.

Medical professionals can access a variety of doctor loan schemes, such as bank loans, lines of credit, working capital loans, and equipment financing, catering to diverse financial needs.

A good credit score enhances the chances of approval. Medical professionals can apply for a Bajaj Finserv Doctor Loan if they have a CIBIL Score of 685 or higher.

Considering a professional loan tailored for doctors offers numerous benefits. With our professional loan for doctors, you can fulfil various financial needs without any restrictions on usage. From procuring new healthcare equipment to investing in the latest medical technologies, consolidating high-interest debts, or expanding your clinic, this loan provides the necessary financial support. Additionally, minimal documentation requirements, quick approval, and flexible repayment options make it an ideal choice for doctors seeking financial assistance. Whether you are upgrading your practice or enhancing patient care, a professional loan for doctors is a convenient and efficient solution to meet your specific requirements.

The financial assistance provided by the Bajaj Finserv Doctor Loan extends up to Rs. 80 lakh. However, the approved amount depends on the applicant's credit history and repayment track record of any prior loans.

The repayment tenure for professional loans for doctors typically ranges from 12 months to 96 months. However, the exact duration may vary based on factors such as the loan amount, the applicant's financial profile, and the lender's terms and conditions.

Yes, it's possible to obtain a professional loan for doctors even without extensive work experience. Eligibility for such loans may depend on factors like qualifications, credit history, and repayment capacity, rather than solely on work experience. Contact us to explore your options and discuss eligibility criteria.

Bajaj Finance offers 4 variations of calculators to aid in doctor loan decisions:

• Doctor Loan EMI Calculator
• Doctor Loan Eligibility Calculator
• Flexi Day-Wise Calculator
• Flexi Transaction Calculator