Knee replacement surgery cost in India

Knee replacement surgery cost in India

Learn the complete cost of knee replacement surgery in India with detailed price ranges, cost components, and factors that influence your final bill from top hospitals.

₹40,000 -₹Rs. 55 lakh

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Knee replacement surgery cost in India

Knee replacement surgery is a common orthopaedic procedure performed to relieve severe knee pain and restore mobility in patients with arthritis or joint damage. In India, this surgery has become more accessible due to advanced medical facilities and skilled surgeons. The cost of knee replacement varies based on hospital type, surgeon expertise, implant quality, and city location.


While private hospitals may charge more, they often provide advanced technology and personalised care. Understanding the cost structure helps patients and families prepare financially and choose the right treatment option for long-term relief and improved quality of life.

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Cost of knee replacement surgery in India

The cost of knee replacement surgery in India differs depending on whether it is performed in a government or private hospital. On average, prices range between Rs. 1.5 lakh and Rs. 4.5 lakh per knee. The package often includes surgeon fees, hospital stay, operation theatre charges, anaesthesia, and basic post-surgery care.


Additional expenses such as pre-operative tests, medicines, and physiotherapy sessions may increase the final bill. Hospitals in metropolitan cities usually have higher rates due to better infrastructure and experienced specialists. A detailed consultation helps estimate the total cost before scheduling surgery.


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Average price of total knee replacement

Total knee replacement involves replacing both sides of the knee joint with artificial implants. It is recommended for patients with severe joint damage and persistent pain affecting daily activities.


Typical price components include:

  • Implant cost and type
  • Surgeon and anaesthesia fees
  • Operation theatre charges
  • Hospital stay for several days
  • Basic medicines and post-operative care

The average cost ranges from Rs. 2 lakh to Rs. 5 lakh, depending on the implant brand and hospital standards. Since it is a planned medical procedure, some patients consider a personal loan online option to manage expenses comfortably.

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Partial and bilateral knee replacement costs

Partial knee replacement is performed when only one part of the knee is damaged. It is less invasive and generally costs less than total replacement. Bilateral knee replacement involves surgery on both knees, either simultaneously or in stages, which increases the overall expense.


Estimated cost ranges:

  • Partial knee replacement: Rs. 1.5 lakh – Rs. 3 lakh
  • Bilateral knee replacement: Rs. 3.5 lakh – Rs. 8 lakh

The final price depends on implant type, hospital stay duration, and recovery needs. Discussing treatment options with an orthopaedic surgeon helps determine the most suitable approach.

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Factors that affect knee replacement surgery cost

Several medical and non-medical factors influence the cost of knee replacement surgery. Advanced hospitals and experienced surgeons may charge higher fees, but often ensure better outcomes and safety.


Key cost factors include:

  • Type and brand of implant used
  • Surgeon’s expertise
  • Hospital category and location
  • Patient’s medical condition
  • Length of hospital stay
  • Rehabilitation and physiotherapy needs

Complications or additional treatments can increase the total bill. A detailed medical evaluation provides a clearer estimate of overall expenses. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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Ways to reduce your knee replacement surgery cost

Patients can lower expenses by planning carefully and exploring available options. Comparing hospitals and implant brands helps find a balance between quality and affordability.


Cost-saving strategies:

  • Choose hospitals offering package deals
  • Use health insurance benefits
  • Opt for generic implant brands if suitable
  • Seek government hospital options
  • Plan surgery during medical camps

Proper financial planning reduces stress during treatment. Early diagnosis and timely surgery can also prevent complications, avoiding additional medical costs later.

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Conclusion

Knee replacement surgery in India provides an effective solution for chronic knee pain and mobility issues. Although costs vary depending on procedure type, implant quality, and hospital standards, the surgery significantly improves the quality of life.


Key takeaways:

  • Costs differ by surgery type and hospital
  • Implant brand impacts pricing
  • Insurance and packages reduce expenses
  • Proper consultation ensures better planning

With the right medical guidance and financial preparation, knee replacement surgery becomes a worthwhile investment in long-term mobility and comfort.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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