Instant personal loan app
Bajaj Finance Limited offers a seamless way to access funds through its online loan app, available on the Play Store and App Store. This personal loan app simplifies borrowing with minimal documentation and instant approval. Whether applying through the app or the Bajaj Finance Personal Loan page, you can enjoy a quick, digital process with disbursal within 24 hours. Download the app today and apply for a personal loan from the comfort of your home.
Features and benefits of Bajaj Finserv Personal Loan App
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Avail of high-value personal loans
Access a collateral-free loan of up to Rs. 55 lakh for your various needs.
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Apply via pre-approved offers
Check your pre-approved limit and avail of your offer to get instant loan approval.
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Plan with the EMI calculator
Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.
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Manage current and previous loans
Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.
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Make payments on the go
Pay EMIs, part-prepay or foreclose loan, and view future payments easily.
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Avail additional funds with the drawdown facility by getting your OTP authenticated.
Obtain extra credit quickly
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Select your preferred language
You can choose to use the English version of the app or pick from any regional languages available in the app.
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Stay updated about your EMIs and never miss an upcoming loan offer.
Receive timely notifications
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Log a request, check its status, and view previous requests too.
Raise a request
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Have one app for the family
Enable the family sharing feature to allow your family members to use this Bajaj Finserv instant personal loan app.
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Get instant help via chatbot and join our referral program.
Enjoy new functionalities
Why choose the Bajaj Finance personal loan app?
The Bajaj Finance Personal Loan App is an ideal choice for managing urgent financial needs seamlessly. As a trusted online personal loan app, it offers quick approvals, minimal documentation, and fund disbursal within 24 hours. Whether planning a wedding, funding education, or handling emergencies, this instant loan app provides personalized solutions with competitive interest rates and flexible repayment terms. Experience a fast, hassle-free loan process when you apply for a personal loan.
Eligibility criteria to apply for a personal loan via loan app
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
Documents required to apply for a personal loan via loan app
To complete your application smoothly, ensure you have the personal loan required documents, such as identity proof, address proof, and income proof, which are essential for approval.
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
*You should be 80 years* or younger, at the end of the loan tenure.
Interest rates and charges on personal loan
Instant loan app from Bajaj Finance Limited is a convenient platform to apply for personal loan. You can get attractive interest rates with pre-approved offers. However, interest rate may vary based on factors like credit score, income, and lender policies. Bajaj Finance Personal Loan interest rates typically range from 10% to 31% p.a. Additional charges may include processing fees, bounce charges, prepayment charges and more. To calculate EMI of your personal loan in advance, you can use an EMI calculator and wisely plan your repayments.
How to download the Bajaj Finserv app through the play store?
Follow these simple steps to download and install Bajaj Finserv App through play store:
- 1 Download Bajaj Finserv app from the play store
- 2 Click on ‘install’ to start downloading the app
- 3 Once downloaded, open the Bajaj Finserv App
- 4 Accept the end-user licence agreement (EULA) to start using the app
- 5 Login with your registered mobile number and OTP
How to download the Bajaj Finserv app on the App Store?
Follow these simple steps to install and download Bajaj Finserv app through app store.
- 1 Open the Apple App Store and search for the Bajaj Finserv App
- 2 Click ‘Download’ to start the download
- 3 Once downloaded, click ‘install’ to install the app on your phone
- 4 Allow notifications for the app
- 5 Choose your language and click ‘Proceed’ to continue
- 6 Login with your registered mobile number and OTP
How to apply for a personal loan via the Bajaj Finserv app?
- 1 Visit Google Play or the Apple App Store and download the Bajaj Finserv app
- 2 Activate your app using your ID or mobile number. Use the OTP sent to your registered mobile number to log in
- 3 Explore your pre-approved offers in the pre-approved and recommended offers sections and apply for a loan
Frequently asked questions
There are several best personal loan apps, just ensure they are licensed by the Reserve Bank of India (RBI) and have transparent terms and conditions. Always read terms, compare interest rates, and borrow responsibly to maintain financial security.
Yes, most personal loan apps allow pre-closure of loans. You can repay the outstanding loan amount before the loan tenure ends. However, check the terms and conditions of the specific app or lender, as there may be pre-closure charges or penalties, which can vary from one lender to another.
With the instant personal loan app by Bajaj Finance Limited, you can get a personal loan of up to Rs. 55 lakh.
The best personal loan app online for instant loans varies by individual financial circumstances. However, it's crucial to compare interest rates, terms, and customer reviews.
The Bajaj Finserv personal loan app is an instant loan app that offers a fast approval and disbursal process. However, the speed of approval can vary based on individual eligibility, documentation, and other factors. Mobile apps have revolutionised the lending landscape, offering easy personal loans online.
There are several best personal loan apps available online with funds that are disbursed instantly; however, the Bajaj Finserv personal loan app offers loans with minimal documentation and an easy application process.
To secure a low-interest personal loan, maintain a high credit score, showcase a stable income, and reduce existing debts. Compare lenders to find the best rates, consider secured loans, and leverage relationships with banks or credit unions. A co-signer or collateral may also enhance your loan eligibility and help secure a lower rate. Apps such as the Bajaj Finserv app offer a digital process and competitive rate of interest.
To use an online personal loan app, download a personal loan app, create an account, and provide required personal and financial information. Input the loan amount, desired tenure, and interest rate preference. Upload necessary the documents and complete loan application process.
NBFCs such as Bajaj Finserv provide the best personal loan apps online. To use the Bajaj Finserv Personal Loan App, download it, enter your personal details, and submit the necessary documents. Once your documents are approved, the funds will be disbursed directly to your bank account for immediate use.
You can look at Rs. 5,000 personal loan app to get funds with smaller amounts. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 40,000 to Rs. 55 lakh.
You can consider Rs. 10,000 personal loan app specifically, if you want a smaller loan. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 40,000 to Rs. 55 lakh.
You can check out Rs. 15,000 personal loan app if you want a smaller loan. With a Bajaj Finserv Personal Loan, you can get funds ranging from Rs. 40,000 to Rs. 55 lakh.
You can use the Bajaj Finserv app to get 30,000 rupees immediately. Here is how:
- Install the Bajaj Finserv App
- Access the personal loan section
- Select loan amount and tenure
- Provide necessary documents
- Review and submit your application
Our representative will connect with you for the further process.
You can use the Bajaj Finserv app to get Rs. 5 lakh immediately. Here is how:
- Install the Bajaj Finserv App
- Access the personal loan section
- Select loan amount and tenure
- Provide necessary documents
- Review and submit your application
Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.
Applying for an instant loan online through apps offers several advantages: quick approvals, immediate loan disbursal within 24 hours*, and convenience. These apps streamline application with their digital process, allowing you to apply anytime, anywhere, and receive funds rapidly, making them ideal for urgent financial needs.
Yes, online instant personal loan apps are generally safe if you use reputable loan providers such as Bajaj Finance. They use advanced encryption and security measures to protect your data. Always check for app reviews, ensure the app is from a trusted source, and never share sensitive information outside the app.
The Bajaj Finserv app is a great option if you need a quick loan. With streamlined loan application process, quick disbursal, and minimal paperwork, you can get the funds you need without hassle.
A quick loan app provides a fast and convenient way to secure a loan. These apps streamline the application process, offering quick approvals and immediate disbursal of funds. Ideal for urgent financial needs, they enable users to apply anytime, anywhere, ensuring swift access to money when needed.
Here is how you can get a personal loan immediately through an app:
- Install the Bajaj Finserv App
- Access the personal loan section
- Select loan amount and tenure
- Provide necessary documents
- Review and submit your application
Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.
You can use the Bajaj Finserv app to get Rs. 20,000 immediately. Here is how:
- Install the Bajaj Finserv App
- Access the personal loan section
- Select loan amount and tenure
- Provide necessary documents
- Review and submit your application
Our representative will connect with you for the further process. Once your application is approved, your loan will be disbursed in 24 hours*.
Your personal loan eligibility depends on several factors such as credit scores, income, existing loans, and so on. Some documents are needed to verify your creditworthiness and for loan approval.
Yes, lenders allow borrowers to select tenure within the permissible range, usually between 12 months and 96 months, based on repayment capacity and financial goals.
The maximum tenure for a personal loan is typically 96 months. However, this may vary depending on the lender’s policy and the borrower’s profile.
Personal loan tenures generally don’t exceed 96 months. However, the tenure depends upon the lender’s terms and applicant’s eligibility.
A longer tenure reduces your EMI amount, making it more affordable monthly, while a shorter tenure increases EMIs but decreases the overall interest payable.
Changing loan tenure after disbursement is typically not allowed. Some lenders may permit adjustments during restructuring or refinancing options.
Yes, shorter tenures often have lower interest rates as lenders perceive less risk, while longer tenures may attract slightly higher rates.
Yes, timely repayment over any tenure positively impacts your credit score, while defaults or delays can adversely affect it.
The best and fastest personal loan app for an instant loan depends on individual financial circumstances, but key factors like interest rates, terms, and customer reviews are important to consider. The Bajaj Finserv personal loan app stands out for its quick approval and disbursal process. While approval speed can vary based on eligibility and documentation, the app offers a streamlined loan application process with minimal paperwork, making it ideal for securing funds without hassle. A quick loan app like this allows you to apply anytime, anywhere, offering fast approvals and immediate fund disbursal for urgent financial needs.
With the Bajaj Finserv personal loan app, you can get a loan ranging from Rs. 55 lakh to Rs. 55 lakh. For smaller loan amounts, like Rs. 10,000, this app is a great option to get funds instantly. The streamlined process allows you to access the loan quickly and without hassle.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
