Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
If you need quick financial support, an instant personal loan from Bajaj Finance could be the perfect solution. These loans are designed to be fast, convenient, and hassle-free, allowing you to meet urgent expenses like home renovation, travel, medical emergencies, or personal commitments without any delays. You can check your pre-approved offer online in just 2 steps using your phone number and OTP → apply in 5 minutes → and get funds within a day, all without visiting a branch.
Bajaj Finance understands that salaried professionals need flexibility and speed when it comes to borrowing. That’s why the process is entirely online, with minimal documentation and competitive interest rates tailored for Wipro employees. With this personal loan, you can plan your finances comfortably, enjoy quick approvals, and access funds exactly when you need them, making life easier and stress-free.
Features and benefits
- No hidden charges
Bajaj Finserv ensures complete transparency. All terms and conditions are straightforward, with no hidden fees or surprises.
- Unsecured loan
You can access funds simply by meeting the personal loan eligibility criteria. No collateral or security is required.
- Flexibility at your fingertips
The Flexi loan facility allows you to reduce your EMIs, giving you greater control over your repayments.
Near-instant disbursal
Get funds directly in your bank account within 24 hours* of approval, ideal for urgent financial needs.- Instant approvals
Qualify for our personal loan for Wipro employees and receive approval in just 5 minutes*, making the borrowing process swift and effortless.
- Simple paperwork
Only a few personal loan documents are required to apply, ensuring faster processing and minimal delays.
- Easy repayment
Use the Personal Loan EMI Calculator to choose a repayment tenor that can extend up to 96 months, tailored to your comfort.
- Personalised loan deal
With a pre-approved loan offer, enjoy faster processing and quick disbursal, saving you valuable time.
Wipro, a leading Indian MNC headquartered in Bangalore, specialises in IT, business process, and consulting services. As a Wipro employee, you can access funds easily with the Bajaj Finserv Personal Loan.
This loan provides up to Rs. 55 lakh without any collateral or lengthy applications. Simply meet the eligibility criteria and submit the required documents. Even for urgent financial needs, the loan can be sanctioned and disbursed within 24 hours*, making it a reliable and convenient solution.
Eligibility criteria
| Nationality | Indian |
| Age | 21 years to 80 years. |
| Employed with | Public, private, or MNC. |
| CIBIL Score | 650 or higher. |
| Customer profile | Self-employed or Salaried |
Interest rates and charges
Our personal loan comes with attractive interest rates, keeping your EMIs manageable and the loan affordable throughout the tenure. This makes it easier to plan repayments without stress.
How to apply
Follow the below steps to apply for our personal loan
- Click on ‘APPLY’ at the top of the personal loan page on the website
- You will be asked to enter your phone number and an OTP to verify it
- Fill in the application form with your basic loan details
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
You will be assisted on the next steps by our representative.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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