IBL Finance Ltd IPO

The Company Directors, Promoters and group companies are subject to certain legal proceedings and any adverse decision in such proceedings may affect its business, financial condition and results of operations.

The company financial performance is particularly vulnerable to interest rate volatility. If its are unable to manage interest rate risk in the future it could have an adverse effect on the company net interest margin, thereby adversely affecting business and financial condition of the Company.

The company technology-driven underwriting, risk management and collection processes may not be able to effectively identify, monitor or mitigate the risks in the company lending operations.

The company software and data centres for its primary and backup data storage may experience system downtime, prolonged power outages or shortages.

Its business processes a large amount of data, including personal data, and the improper collection, hosting, use or disclosure of data could harm our reputation and have an adverse effect on its business, financial condition, results of operations and cash flows.

The company's business requires substantial capital, and any disruption in funding sources would have a material adverse effect on its liquidity and financial condition.

High levels of customer defaults or delays in repayment of loans could adversely affect the company business, financial condition and results of operations.

The Company and its Promoter may not have significant experience in the business of the Company.

The company has incurred loss, and its may not achieve profitability in the future.

The company is subjected to supervision and regulation by the RBI as a non-systemically important NBFC, and changes in RBI's regulations governing us could adversely affect its business.