India's First ARC with the second Largest AUM.
Expertise in Acquiring Stressed Assets with increasing investment in SRs.
Our Ability to Implement Resolution Strategies and a Robust Collections Framework
Track Record of Consistent Financial and Operational Performance.
Experienced Board of Directors, Management Team and Marquee Investors.
Our revenue and profits are largely dependent on the value and composition of our AUM and any adverse change in our AUM may impact our revenue and profit.
We bid for stressed assets through a competitive bidding process including the Swiss challenge and anchor process. If we are unable to source and acquire a sufficient amount of stressed assets at appropriate prices, our growth, competitive position, financial condition and results of operations may be adversely affected.
Our inability to recover outstanding amounts from the stressed assets we acquire and manage in a timely manner, or at all, could adversely affect our business, results of operations, financial condition or cash flows.
A significant portion of our stressed assets are under our corporate loans business vertical (representing 68.75%, 75.48% and 78.51% of our AUM as of March 31, 2026, March 31, 2025, March 31, 2024, respectively). Any factors impacting stressed assets in the corporate loan vertical may have an adverse impact on our business, cash flows, financial condition and results of operations.
An inability to make accurate stressed asset acquisition decisions could adversely impact our business, financial condition and cash flows.
We rely significantly on our information technology systems for our business and operations. A failure, inadequacy or security breach in our information technology and telecommunication systems may adversely affect our business, results of operations, financial condition and cash flows.
We may have to comply with stricter regulations and guidelines issued by regulatory authorities in India, including the RBI, which may increase our compliance costs, divert the attention of our management and subject us to penalties.
Our business is subject to seasonality, which may contribute to fluctuations in our results of operations and financial condition.
Our Restated Consolidated Financial Information comprises the financial statements of our Company consolidated with those trusts which have been identified as subsidiaries and associates, in accordance with applicable accounting policies. The assets and liabilities of these trusts are distinct from our Company's assets and liabilities and are held for the benefit of the SR holders. Hence, investors must read our Restated Consolidated Financial Information together with our Restated Standalone Financial Information.
If we fail to identify, monitor and manage risks and effectively implement our risk management policies, it could have an adverse effect on our business, financial condition, results of operations and cash flows.
