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Personal Loan
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Features and Benefits of Personal Loan in Unnao

Located between Lucknow and Kanpur, Unnao in Uttar Pradesh is a large industrial city surrounded by three industrial suburbs. While the largest industry here is tanning, the city’s economy is also driven by the printing and dyeing industries. Some other major revenue generators are the mosquito net, leather, chemical, and Zardozi industries. Additionally, Unnao is renowned as a historical city among tourists for its numerous structures and historical buildings.

Avail a personal loan in Unnao from Bajaj Finserv and manage your various financial requirements conveniently. Check out the attractive features and rates here.

  • Unsecured loan

    No collateral or guarantor is involved, when you apply for a personal loan from Bajaj Finserv.

  • Flexible tenors

    Repay easily

    Select a tenor you are convenient with. It extends up to 60 months, which makes loan repayment hassle-free.

  • Avail up to Rs.25 lakh

    Be it for debt consolidation or higher education, Bajaj Finserv offers up to Rs.25 lakh for every financial need.

  • Quick approval

    Trust private financiers like Bajaj Finserv during emergencies for instant loan approval.

  • Money in the Bank Within 48 Hours

    Loan disbursal within 12 hours*

    Once approved, get the entire fund disbursed to your bank account within 12 hours*.

  • Pre-approved offers

    Pre-approved offers

    Go for pre-approved offers on private finance loan and save on the loan processing time. Use name and phone number to check your pre-approved offers online.

  • Pay up to 45% lower EMI

    Flexi Hybrid feature

    The Flexi Loan facility helps reduce your instalments by 45% when you opt for paying interest-only EMIs. You can also choose to pre-pay the loan whenever you have access to excess funds.

  • Online account facility

    Access your loan account online and stay updated 24x7 with online account facility.

  • Zero hidden charges

    Being a trusted loan provider, Bajaj Finserv ensures zero hidden charges on the advance. Read our terms and conditions for more details.

  • Minimal documentation

    Basic documentation

    The documents required for a personal loan are minimal. Enjoy doorstep document collection facility with us.

Eligibility Criteria for a Personal Loan in Unnao

It is essential to meet the personal loan eligibility criteria and submit the necessary documents to avail the unsecured credit.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for a Personal Loan in Unnao

Find out the total cost of the loan by using online personal loan EMI calculator. Take into consideration the personal loan interest rates and additional charges before applying.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

If you are new to Bajaj Finserv, you can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for more information about your personal loan in Unnao.

Existing customers can reach us at 020-3957 5152 or write to us at

*Conditions apply