Personal Loan in Mohali

Need quick funds for a family function, a home renovation, or your child’s higher education in Mohali? Whether you live near the city centre, in a residential sector, or in fast-developing areas like Kharar or Landran, a Bajaj Finserv Personal Loan helps you meet your goals with ease — no collateral, no paperwork, and no delays.

You can also check if you already have a pre-approved offer in Mohali. The entire process is online, no branch visit required:
Check your personal loan offer in Mohali with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

With loan amounts of up to Rs. 55 lakh and flexible tenures of up to 96 months, this personal loan is built for modern life in Mohali.

 

High loan amount

Get up to Rs. 55 lakh from Bajaj Finance, and utilise it to meet various requirements.

Quick approval

Bajaj Finance provides 5 minutes* of approval against its loan applications. Meet your urgent financial needs quickly.

Collateral-free loan

No need to submit any guarantee to get a loan. Meet the eligibility parameters and avail of an online personal loan.

Repayment flexibility

Choose a tenor for up to 96 months, and repay without hassle. Use the Bajaj Finserv Personal Loan EMI Calculator for further assistance.

Minimal documentation

Get a personal loan without submitting a ton of paperwork. Check our list of documents required for personal loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

Receive funds in 24 hours*

Now get your loan amount within 24 hours* of approval.

Online loan management

Use the online customer portal to monitor and manage loan account 24X7. Make payments anytime, anywhere.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years**.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years** or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.