Bajaj Finserv in your state

Maharashtra is one of India’s largest industrial and commercial centres. Maharashtra is a leader among Indian states in agricultural and industrial production, trade and transport, and education.

Bajaj Finserv has 281 branches across the state. Locate the nearest branch or avail of our services online. For a personal loan, you can apply online via our website.

Features and benefits of personal loans in Maharashtra

  • Flexible tenor

    Flexible tenor

    Reduce your repayment hassle by choosing a feasible tenor. Options up to 84 months are available.

  • Money credited in %$$PL-Disbursal$$%*

    Money credited in 24 hours*

    Get your instant personal loan within 24 hours* in your bank account. You can use it immediately.

  • Pre-approved offers

    Pre-approved offers

    Know your pre-approved offers using your name and contact number. Simplify and fasten the loan process.
  • Funds up to %$$PL-Loan-Amount$$%

    Funds up to Rs. 35 lakh

    Opt for a personal loan up to Rs. 35 lakh in Maharashtra and address your bigger expenditures effortlessly.

  • Zero hidden fees

    Zero hidden fees

    We maintain complete transparency in our terms and conditions and have no hidden charges.

  • Flexi loans

    Flexi loans

    Flexi loans allow repayment as per the borrower’s convenience and bring down EMIs by up to 45%*.

  • Minimum documents

    Minimum documents

    Provide a few basic documents required for a personal loan. Also, meet the eligibility criteria to qualify.

  • Online loan management

    Online loan management

    Log in to our customer portal – Experia and manage your loan account online 24x7.

  • Quick approval

    Quick approval

    Once you submit the online application, be assured of receiving quick approval from us.

Maharashtra houses major cities like Mumbai, Nashik, Nagpur, Pune and others. International trade, technology, mass media, fashion, manufacturing, apparel, tourism and aerospace are the major economic drivers of Maharashtra. Besides, it is progressive in education, infrastructure, modern facilities, connectivity and culture.

Borrowers residing here need a multipurpose loan to address their diverse financing requirements. Bajaj Finserv brings the most flexible personal loan in Maharashtra with no restriction on its end-use. With this collateral-free credit, you can finance weddings, higher education, foreign trip, home renovation, consumer durables, and various other purposes.

You apply online for a personal loan and enjoy all our facilities and services in just a few clicks.

*Conditions apply

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Eligibility Criteria For Instant Personal Loan

Personal loan eligibility criteria are mandatory to fulfil if you want to borrow successfully.

  • Income


    Refer to our city list for minimum salary requirements

  • Age


    Between 21 years to 67 years*

  • Credit score

    Credit score

    750 +

  • Nationality


    Indian and residing in the country

  • Job status

    Job status

    Employment at an MNC or a public/ private limited firm

Bajaj Finserv Personal Loans are highly accessible with these easy-to-fulfil criteria. Provide additional source of income to strengthen your repayment capability. Also, try to close your current debts for quick approval of your credit in Maharashtra.

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Interest rates and charges for instant loan in Maharashtra

It is essential to know the personal loan interest rates and charges applied before applying.

Frequently asked questions

What are the benefits of using a Bajaj Finserv EMI Calculator?

It is an online calculator that instantly calculates EMIs, total interest payable, and total loan cost, including principal and interest rate. With no manual calculation, provide the loan amount you require, the applicable interest rate, and your preferred repayment tenor.

What if I do not pay the secure fee applicable?

You may refuse to pay the secure fee on a personal loan. However, you shall lose the advantage of instant approval in that case.

How safe is the information I provide online?

The Bajaj Finserv online portal has cutting-edge security arrangements which are updated constantly. This ensures your information is safe and secure with us at all times.

How to track the status of my online loan application?

You can download our customer portal – Experia, on your mobile phone. Alternatively, track your application’s status through our official website.

For checking status offline, visit your nearest branch with your application number and the registered mobile number.

What are the part-prepayment charges on a personal loan?

If you have taken a Flexi loan, no part-prepayment or foreclosure charges are imposed.

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