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A step-by-step guide to applying for a Bajaj Finserv Personal Loan

  • 2 min read

  • Highlights

  • Get a Bajaj Finserv Personal Loan in 4 easy steps

  • Use our online calculators to know your loan eligibility

  • Choose between flexi term and flexi interest-only loans

  • Get money in your bank account within 24 hours

Personal loans come handy when you have those additional expenses cropping up. You may have to pay for hiked insurance premiums, medical costs, travel, gifts for weddings, renovation and others. You get Bajaj Finserv Personal Loan online by following these four simple steps.

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You Are Just 4 Steps Away From a Bajaj Finserv Personal Loan:

1. Fill Details

When you apply for personal loan online, you are directed to a form. You have to fill in your personal, financial, and employment details. Minimum net salary as per the city of residence, and age are few of the criteria for personal loan eligibility. The details should be accurate, or the chances of your loan rejection might increase.

2. Select the Loan Amount and Tenor

The next step is to fill the desired loan amount, and tenor to get instant online approval. If you are not sure which tenor to choose, or what EMIs you need to pay, you can use the Personal Loan Calculator and manage accordingly .

Bajaj Finserv offers flexi term loan, and flexi interest-only loan. Each of them has their own calculators to help you understand your EMI payments. Depending on your payment capability you can choose one of these loan facilities. In flexi term loan, the EMIs consists of both the interest, and the principal. However, if you want lighter EMIs you can repay the principal at the end of the loan tenor with flexi interest-only loan. In this facility, the EMIs comprises only the interest component.

Personal loan eligibility calculator will give you an idea of the maximum loan amount you can borrow based on certain criteria such as:

-  Your salary
-  Combined monthly loan EMIs
-  Combined outstanding on credit card

5 things you can get on EMIs for your wedding

5 Reasons to apply for a Personal Loan online

3. Submit the Required Documents

Bajaj Finserv provides doorstep service, where the representatives visit your premises, and collect the documents. Since the Personal Loan is collateral-free, you need minimum documentation. Some of these documents include:

-  KYC documents
-  Employee ID card

-  Salary slips of the previous 12 months
-  Bank account statements of your salary account, for the previous 3 months

Additional documents may be required for loan processing.
Additional Read: What Fees and Charges Involved In a Personal Loan

4. Quick Disbursal

Once the documents are submitted, you receive the money in your bank account within 24 hours.

Apply online for unsecured personal loans by Bajaj Finserv with these 4 simple steps.

The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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