Bajaj Finserv’s instant loan app helps you manage your Personal Loans better

Bajaj Finserv, one of the most diversified non-banking financial companies in the country, offers instant personal loans at attractive interest rates, repayable over flexible tenors.

You can use the Experia – the Bajaj Finserv app to manage the loan and complete your transactions. With the instant personal loan app, you can track your loan status, initiate EMI payments, and view your statements from anywhere, at any time.

Features and benefits of the Bajaj Finserv personal loan app

Read on to know how the Bajaj Finserv instant loan app helps you take charge of your loan better.

Manage your loans

Right from applying for a loan to repaying it, it is advisable to know all details so that there are no rude shocks along the way. Earlier, this required making multiple trips to the lending institution each time you had a query or required information.

With the Bajaj Experia customer portal, you can manage your loans, make payments, download statements, and even buy insurance policies from the comfort of your home. All you need to do is open the Bajaj Personal Loan App, download statements and view them on your phone.

You can easily access current and previous loans, keep tabs on your repayment schedule and make EMI payments via the app.

Make repayments immediately

The timely repayment of a loan is crucial and prevents your debt from snowballing. Missed payments negatively impact your CIBIL score, lowering your eligibility for future loans.

However, with the instant personal loan app, you can make monthly payments from anywhere in the world. This ensures that you do not default on loan EMIs or incur a late fine. If you have surplus funds and want to clear your loan before the end of the tenor, you can make a part-prepayment or foreclosure via the app too.

Additional read: How to check a Bajaj Finserv loan application status?

Use the drawdown facility for instant finance

You can keep tabs on your loan account, especially if you have availed of the Flexi loan facility using the instant personal loan app. You can request a withdrawal or early closure of the loan, check the status of previous requests and even access the drawdown facility to get financing on the go.

Get notifications about your personal loan

Experia does away with the need to visit a Bajaj Finserv branch for loan updates. The Bajaj Finserv Personal Loan app sends you notifications about upcoming and pending payments, statement downloads, etc., for the entire loan tenor.

Access personalised pre-approved offers

Based on your credit profile and financial track record, you may even be eligible for pre-approved personal loan offers.

These offers are tailored for you, giving you access to favourable interest rates, convenient repayment tenures, and instant approval. Using the instant personal loan app, you can access customised pre-approved personal loan offers anytime by sharing your contact details and obtain finance on convenient terms.

Download the Bajaj Finserv personal loan app

Now that you know what the instant personal loan app can do for you get started in three simple steps.

• Download the app from Google Play or the App Store
• Once you have downloaded the app, activate it by entering your Experia ID or registered mobile number
• Complete the authentication process using the OTP sent to your number

Additional read: How to download the Bajaj Finserv Experia app?

If you aren’t a personal loan borrower, know that through the pre-approved section of the instant personal loan app, you can obtain a personal loan of up to Rs. 25 lakh at an attractive interest rate through a hassle-free application process involving minimum documentation.

You can easily qualify for the Bajaj Finserv Personal Loan, get instant approval within 5 minutes,* and get the loan amount in your account in 24 hours*.