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How Bajaj Finserv’s Instant Loan App Helps you Manage Personal Loans Better

  • Highlights

  • Keep tabs on your loan and view statements via the app

  • Pay EMIs and make part-prepayments using Experia

  • Get notifications to stay informed at every step

  • Check pre-approved offer to get funds up to Rs.25 lakh

Bajaj Finserv, one of the country’s most diversified and trusted Non-Banking Financial Companies, offers Personal Loan at competitive rates of interest, repayable over flexible tenors. To make the borrowing process as convenient as possible, Bajaj Finserv allows you to manage the loan and even make transactions via the Bajaj Finserv App, Experia. Using the instant personal loan app, you can keep tabs on the status of your loan, initiate EMI payments, and view your statements from anywhere, at any time.

Features & Benefits - Bajaj Personal Loan App

Read on to know how the Bajaj instant loan app helps you manage your loan better.

Manage your Loans

Right from applying for a loan to repaying it, it is advisable to know of all loan details so that there are no rude shocks along the way. Earlier, this required making multiple trips to the lending institution each time you had a query or required information. With Bajaj Experia customer portal, which is a one-stop destination where you can manage your loans, make payments, download statements, and even buy insurance policies. Best of all - you can do so from the comfort of your home. All you need to do is open the Bajaj Personal Loan App, download statements and view them on your phone. You can access information pertaining to current and previous loans, keep tabs on your repayment schedule and make EMI payments via the app, thereby manage your loan easily.

Carry out Repayments Immediately

Timely repayment of a loan is crucial and prevents you from snowballing into debt. Additionally, missed payments negatively impact your CIBIL score, lowering your eligibility for future loans. However, with the Instant Personal Loan App, you can make monthly payments from anywhere in the world as the app is a web-based provision. This ensures that you do not default on loan EMIs or incur a late fine. Additionally, if you have surplus funds and want to clear your loan before the end of the tenor, you can make a part-prepayment or foreclosure via the app too.

Additional Read: How to Check Bajaj Loan Application Status?

Make use of the drawdown facility for instant finance

You can keep tabs on your loan account, especially if you have availed the Flexi Loan facility, using the instant personal loan app. You can make a request for a withdrawal or early closure of the loan, check the status of previous requests and even access the drawdown facility to get financing on the go.

Get notifications pertaining to your personal loan

Experia does away with the need to visit a Bajaj Finserv branch for loan updates. Thanks to the Bajaj Personal Loan App, you receive notifications pertaining to upcoming and pending payments, statement downloads, etc. under the notifications tab, for the entire tenor of the loan.

Access Customised Pre-approved Offers

Lending institutions extend pre-approved personal loan offers to you based on your credit profile and financial track record. These offers are specially tailored for you, giving you access to favourable interest rates, repayment tenors, and instant approval. Using the Instant Personal Loan App, you can access customised pre-approved Personal Loan offers anytime, by sharing your contact details, and in doing so, obtain finance on convenient terms.

Download Bajaj Personal Loan app

Now that you know how the Instant Personal Loan App helps you manage your loan better, download the app in three simple steps.

  • Depending on your smartphone, download the app from Google Play or the App Store

  • Once you have downloaded the app, activate it by entering your Experia ID or registered mobile number

  • Authenticate yourself with the OTP sent to your number

 
Additional Read: How to Download the Bajaj Experia App?

If you aren’t a Personal Loan borrower, know that through the pre-approved section of the Instant Personal Loan app you can obtain Personal Loan up to 25 lakh at an attractive rate of interest, through a hassle-free application process, involving minimum documentation. You can easily qualify for the Bajaj Finserv Personal Loan, get instant approval within 5 minutes and get the loan amount in your account in 24 hours.

DISCLAIMER:
The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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