Lowest interest rate and high top-up amount on Home Loan balance transfer


Features and Benefits

Convenient and affordable. Bajaj Finserv Home Loans are designed to fulfil all your mortgage financing needs - from buying your first home to refinancing your home loan. Get a Home Loan up to Rs. 10 crore at an attractive interest rate, with benefits like easy balance transfer, top-up loans, and a 3 EMI holiday.

  • Easy Balance Transfer Facility

    Home Loan balance transfer from your existing lender to Bajaj Finserv, with minimal documentation and fast processing. Transfer your existing Home Loan to Bajaj Finserv, and get a top-up loan at a nominal interest rate.

  • Top-up Loan

    High-value top-up loan over and above your existing Home Loan, to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education. Get a top-up loan without any extra documentation, at a nominal rate of interest.

  • Flexi Loan Facility

    An industry-first flexible dropline facility that enables you to drawdown and prepay funds as per your needs. Pay interest only on the loan amount you have utilised, and thus save on EMIs. Pre-pay funds that you have borrowed without any charge, and re-avail these funds without additional documentation.

  • 3 EMI Holiday

    Freedom from paying EMIs for 3 months, with the amount adjusted against your loan tenor. This gives you a grace period to plan your finances without having to compromise on your lifestyle. Click here to learn more.

  • Property Dossier

    A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.

  • Property Search Services

    Help with finding the perfect home for you and your family, with assistance right from search to purchase

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure of your Home Loan, to make the loan easy on your pocket

  • Flexible Tenor

    Flexible tenors ranging up to 25 years, to fit your repayment capacity

  • Minimal Documentation

    Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Online Account Management

    Online management of your Home Loan using our digital customer portal, for your convenience

  • Customised Insurance Schemes

    Customised insurance schemes from HDFC Life Group Credit Protect Plus, to protect your family from the burden of repaying the Home Loan in case of unforeseen events

  • With attractive Home Loan interest rates and a host of benefits to suit your Finances, Bajaj Finserv Home Loans are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer, a high-value top-up loan, and a 3 EMI holiday. Apply for a Home Loan from Bajaj Finserv today.

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