Home Loan Balance Transfer - 8.40%* interest rate with high top up amount


Home Loan - Features and Benefits

Home Loan from Bajaj Finserv is convenient and affordable option to suit your financial needs. Our Home Loans are designed to fulfil all your mortgage financing requirements, from buying your first home to constructing a new house, purchasing a plot/ land, renovate your home or get a balance transfer for your existing home loan. Our home loans cater to all salaried, self-employed and professional individuals. Get a housing loan of up to Rs. 10 Crore at an attractive interest rate, with benefits like top-up loans, 3 EMI holiday (for salaried individuals only), door-step services and much more. Apply for Home Loan online and get instant approval.

  • Flexi Loan Facility

    Pay interest only on the loan amount you have utilised, and thus save on EMIs. Pre-pay funds that you have borrowed without any charge, and re-avail these funds without additional documentation

  • Easy Balance Transfer Facility

    Refinance your existing home loan to Bajaj Finserv, with minimal documentation and fast processing. Transfer your existing home loan, and get a top-up loan at a nominal interest rate. Click here to learn more.

  • Top-up Loan

    High-value top-up loan over and above your existing housing loan, to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education. Get a top-up loan without any extra documentation, at a nominal rate of interest.

  • Property Dossier

    A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure of your Home Loan, to make the loan easy on your pocket

  • Flexible Tenor

    Flexible tenors ranging up to 25 years, to fit your repayment capacity

  • Minimal Documentation

    Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Online Account Management

    Online management of your Home Loan using our digital customer portal, for your convenience

  • 3 EMI Holiday

    Enjoy freedom from paying EMIs for 3 months, with the amount adjusted against your loan tenor. This gives salaried individuals a grace period to plan finances without having to compromise on your lifestyle. This benefit is only applicable for salaried individuals.

  • Customised Insurance Schemes

    Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events

  • With attractive Home Loan interest rates and a host of benefits to suit your Finances, Bajaj Finserv Home Loans are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer, a high-value top-up loan, and a 3 EMI holiday. Apply for a Home Loan from Bajaj Finserv today.

Home Loan Instant Approval

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