Home Loan - Features and Benefits

Get Home loan up to Rs. 3.5 crore from Bajaj Finserv at lowest interest rate in India with added features like 3 EMI Holiday, additional top-up loan, doorstep service and our latest offering, Flexi Hybrid Home Loan facility, which gives you up to 4 years* of principal holiday, where you repay only interest as EMI.

Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our Home Loan offerings meet all your requirements. You can also reduce your Home Loan EMI by transferring your existing home loan to us at lowest rate of interest in India, plus a top up loan up to Rs. 50 lakh.

So apply online for a Bajaj Finserv Home Loan today, and get instant approval on your Home Loan.

Here's a look at different features and benefits of home loan:

  • Flexi Hybrid Home Loan

    Pay just interest as EMI for the initial tenor, and pay principal and interest on amount utilized. Flexi Hybrid Home Loan helps you manage your finances better, and enjoy up to 4 years of principal holiday, so the chances of default are minimum

  • Pradhan Mantri Awas Yojna (PMAY)

    Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.

  • Easy Balance Transfer Facility

    Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Transfer your existing home loan, and get a top-up loan at a nominal interest rate.

  • Top-up Loan

    Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan without any extra documentation, at a nominal rate of interest.

  • Property Dossier

    A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure to make the loan affordable

  • Flexible Tenor

    Flexible tenors ranging up to 240 months, to fit your repayment capacity.

  • Minimal Documentation

    Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Online Account Management

    Online management of your Home Loan using our digital customer portal, for your convenience

  • 3 EMI Holiday

    Get relief from paying EMIs for 3 months, with amount adjusted against your loan tenor. This gives salaried individuals a grace period to plan finances, without having to compromise on your lifestyle. This benefit is applicable only for salaried individuals

  • Customised Insurance Schemes

    Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events

Bajaj Finserv, the best Home Loan provider in India, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in India are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer, a high-value top-up loan, and a 3 EMI holiday. Fill the online application form to apply for a Home Loan from Bajaj Finserv today.

Calculate your eligibility and your EMIs with our easy-to-use Home Loan Eligibility Calculator and Home Loan EMI Calculator.

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